Technology: Page 4


  • Customer pays at business
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    Creative via Getty Images
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    Q&A

    Worldpay tackles fraud-fighting in new ways

    The payments processor is aligning with merchants, card issuers and networks to share transaction data and use AI to fight fraud.

    By Jan. 30, 2025
  • Cryptocurrency tokens lying next to a gavel
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    Just_Super via Getty Images
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    Visa’s ex-CFO joins crypto company advisory board

    The appointment adds a former top executive of a major card network to Fireblocks’ board as cryptocurrency firms seek more credibility.

    By Grace Noto • Jan. 30, 2025
  • Image of a grocery cart floating over a laptop keyboard Explore the Trendline
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    toeytoey2530 via Getty Images
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    Trendline

    E-commerce drives digital payment advances

    As e-commerce activity continues to climb, providers of digital payment tools are likely to keep evolving their online offerings.

    By Payments Dive staff
  • The Amazon logo seen at Amazon campus in Palo Alto, California on February 18, 2020.
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    hapabapa via Getty Images
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    TransferMate joins Amazon’s payments pack

    As part of the e-commerce giant’s ecosystem, the Irish business-to-business payments provider can advance its bid to expand internationally.

    By Tatiana Walk-Morris • Jan. 30, 2025
  • The HSBC sign and logo pictured outside a bank branch.
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    Matt Cardy via Getty Images
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    HSBC sunsets year-old app Zing

    The bank launched the money transfer app last year in a bid to compete with cross-border payments companies like Wise and Remitly, but is shuttering the operation now.

    By Rajashree Chakravarty • Jan. 29, 2025
  • A digital OOH advertisement for Apple's "Pay The Apple Way" campaign.
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    Courtesy of Apple
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    Apple, Google coalition seeks to skirt payments rule

    Tech advocacy groups argue the tech giants should not be subject to a Consumer Financial Protection Bureau rule because they aren’t payment companies, according to a lawsuit filed this month.

    By Jan. 29, 2025
  • A person in a store places a cosmetic product into a shopping basket
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    FreshSplash via Getty Images
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    Gen Z still prefers in-person shopping

    The generation prioritizes buying beauty and luxury goods in person, placing a premium on the physical shopping experience, research from Adyen shows.

    By Xanayra Marin-Lopez • Jan. 29, 2025
  • American Express logo on window
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    Scott Olson via Getty Images
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    Amex GBT rolls out emissions-based carbon pricing tool

    American Express Global Business Travel said its new tool will help business travelers calculate their carbon footprint and direct investments toward sustainability initiatives.

    By Zoya Mirza • Jan. 29, 2025
  • A close-up shot of Donald Trump in the Oval Office.
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    Anna Moneymaker via Getty Images
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    Deep Dive

    Fintechs may gain at banks’ expense in Trump era

    The Trump administration may usher in policies that buttress the aspirations of new entrant payments players and increase competition for banks.

    By Jan. 28, 2025
  • U.S. President-elect Donald Trump greets Elon Musk.
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    Brandon Bell via Getty Images
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    X teams with Visa on new digital payments tool

    Billionaire Elon Musk’s social media site has forged an alliance with the card network giant to launch a new digital payments tool later this year.

    By Jan. 28, 2025
  • Phil Goldfeder stands in front of a glass wall.
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    Courtesy of https://www.prnewswire.com/news-releases/american-fintech-council-afc-selects-phil-goldfeder-as-ceo-301752973.html
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    Q&A

    Trade group leader discusses BNPL security and appeal

    American Fintech Council CEO Phil Goldfeder discussed the reasons consumers have started using buy now, pay later services in greater numbers, and why they return to the emerging payment method.

    By Jan. 27, 2025
  • Stacks of american one hundred dollar bills.
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    aluxum via Getty Images
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    Highnote raises $90M for expansion

    The embedded payments company led by former Braintree executives will use the capital to extend its business into providing acquiring services.

    By Tatiana Walk-Morris • Jan. 27, 2025
  • President Donald Trump , seated wearing a dark suit, holds up typed order with his signature on it.
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    Christopher Furlong via Getty Images
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    Trump order embraces stablecoins, bars CBDCs

    President Trump issued a “digital financial technology” executive order Thursday backing the cryptocurrency industry and terminating any federal work on a central bank digital currency.

    By Jan. 23, 2025
  • Rohit Chopra looks just off camera as someone else speaks.
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    Drew Angerer / Staff via Getty Images
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    Chopra delivers last-minute digital payment edicts

    The Consumer Financial Protection Bureau made a bid in the last days of the Biden administration to better protect consumers using digital payments tools.

    By Jan. 22, 2025
  • Stripe CEO Patrick Collison
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    Matt Winkelmeyer via Getty Images
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    Stripe pushes out 300 employees

    Despite the 3.5% cut to the payments services company’s headcount, it still plans to increase its total employee headcount to 10,000 by the end of the year, up from 8,200 now.

    By Jan. 22, 2025
  • Woman paying at boutique.
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    bymuratdeniz via Getty Images
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    AI promises 2025 advances for payments industry

    The emerging technology will help merchants process payments faster and provide customers with more ways to pay, those who follow the payments industry say. It will also increasingly offer a defense against rising fraud.

    By Jan. 21, 2025
  • A sign hangs above an entranceway to a Capital One Café on February 19, 2024, in Miami, Florida.
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    Joe Raedle / Staff via Getty Images
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    FIS entangled in Capital One outage over days

    Fidelity National Information Services blamed a local power loss and hardware failure for the issue, which Bank of Oklahoma said affected more than two dozen financial institutions.

    By Dan Ennis • Jan. 21, 2025
  • Booth and sign for Federal Reserve payments services at Nacha conference in May 2024.
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    Lynne Marek/Payments Dive
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    Opinion

    Why enabling FedNow ‘send’ matters

    Financial institutions that “fail to adopt both send and receive functions may be exposing their organizations to competitive disadvantages as well as reputational risks,” writes one industry executive.

    By Mihail Duta • Jan. 17, 2025
  • Digital payments
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    Courtesy of Adyen
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    Q&A

    How AI makes payments faster, cheaper

    Artificial intelligence can simplify payment transactions for merchants, Davi Strazza, president of North America for Adyen, said in an interview.

    By Jan. 15, 2025
  • Sign in shopping mall
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    Sam Silverstein/Payments Dive
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    Buy now, pay later users pile on debt, CFPB finds

    Consumers who use BNPL take out multiple loans and have more personal debt than consumers who don’t use the payment method, according to a new report from the Consumer Financial Protection Bureau.

    By Jan. 14, 2025
  • Large desktop computer stands on a desk with a computer monitor. The monitor shows a video game with soldiers attacking. There is a keyboard, mouse and headphones on the desk as well.
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    mikkelwilliam via Getty Images
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    Payments laws apply to online games, CFPB says

    Video game companies that operate online gaming platforms must comply with the Electronic Fund Transfer Act, the agency said.

    By Jan. 13, 2025
  • Finance business investment data analytics strategy report, crypto currency blockchain stock exchange graph chart and business man in suit typing on keyboard computer, financial and technology.
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    Getty Images via Getty Images
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    CFPB picks FDX to set open banking standards

    The nonprofit will craft standards for consumer data sharing between financial institutions for the next five years.

    By Jan. 10, 2025
  • People walk on a sidewalk past an ornate door with an iron gate with the words Chase above.
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    Michael M. Santiago via Getty Images
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    RTP payments surged 38% last year

    The high-speed payments system operated by The Clearing House also saw the value of transactions nearly double last year over 2023.

    By Jan. 10, 2025
  • Instacart's Scan & Pay program
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    Courtesy of Instacart
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    Deep Dive

    Payments plays gather momentum in 2025: 6 industry trends to watch

    Deregulation, artificial intelligence and stablecoin use are among the industry forces that will drive more digital payments use and innovation this year.

    By Lynne Marek and Patrick Cooley • Jan. 9, 2025
  • An exterior shot of the Department of Justice building shows the words "Department of Justice" and an American flag flying above.
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    Kevin Dietsch / Staff via Getty Images
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    Fintech Dave alters fee structure, blasts DOJ over amended lawsuit

    The cash advance online platform called the lawsuit “a continued example of government overreach.”

    By Rajashree Chakravarty • Jan. 9, 2025
  • A person uses a credit card to pay for a purchase on a computer
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    Poike via Getty Images
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    FTV Capital raises $4B for more B2B investments

    The venture capital firm with a fintech focus said the latest fundraising brings the total raised since its founding to $10.2 billion.

    By Jan. 9, 2025