Technology: Page 3


  • Key on keyboard that says "Pay Now."
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    abdoudz via Getty Images
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    Real-time payments to make uneven progress, report predicts

    The number of banks receiving real-time payments will outpace the number of those sending payments through at least 2028, according to a new survey by the U.S. Faster Payments Council.

    By Oct. 7, 2024
  • Fiserv headquarters in Brookfield, Wisconsin
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    Google Maps

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    Fiserv nets special banking charter in Georgia

    The payments processor is only the second company to win the special bank charter since Georgia made it available.

    By Oct. 4, 2024
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    kentoh via Getty Images
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    Trendline

    Digital wallets proliferate as features advance

    As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

    By Payments Dive staff
  • A picture of an Uber Mastercard
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    Courtesy of Uber
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    Mastercard to buy Minna Technologies

    The card network will acquire the Swedish business in a bid to provide consumers with a centralized hub for managing their subscriptions.

    By Tatiana Walk-Morris • Oct. 2, 2024
  • Cash App logo lit in neon
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    Anna Webber via Getty Images
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    P2P payments tools lack transparency, consumer group says

    Zelle, the popular peer-to-peer payment service, and rivals should be more upfront with consumers about the ability to ask for money back, Consumer Reports says.

    By Oct. 2, 2024
  • A scene with people standing at colorful booths at the Nacha Faster Smarter Payments conference in Miami in 2024.
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    Lynne Marek/Payments Dive
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    Payments conferences to keep on your radar for 2025

    Artificial intelligence, FedNow and the ISO 20022 standards are expected to be hot topics at next year’s events.

    By Shefali Kapadia • Oct. 1, 2024
  • A smartphone displaying the Affirm app
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    Courtesy of Affirm
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    Affirm may offer discounts after Fed interest rate cut

    The Federal Reserve’s interest rate reduction may give the company leeway to offer more consumers 0% interest or a lower APR, Affirm CFO Michael Linford said this week.

    By Oct. 1, 2024
  • Ryan McInerney with arms folded
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    Permission granted by Andy Gerit
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    Visa to buy cybersecurity firm Featurespace

    The cybersecurity acquisition is the latest move in a race by card networks to meet their clients’ needs in keeping up with fraud threats.

    By Sept. 26, 2024
  • MoneyGram telephone sits on store counter.
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    Retrieved from Lynne Marek on March 04, 2022
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    Moneygram faces backlog after outage

    The international wire transfer company has restarted some services after a cyberattack, but is battling to fulfill transactions after taking its systems offline for much of the week.

    By Sept. 26, 2024
  • Visa cards are fanned out on table
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    Justin Sullivan / Staff via Getty Images
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    How Visa stymied big tech rivals

    The U.S. lawsuit paints a picture of the dominant card network using lures and threats to stifle competition from competitors Apple, PayPal and others.

    By Sept. 25, 2024
  • Sezzle CEO Charlie Youakim
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    Permission granted by Sezzle
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    Q&A

    Sezzle evolves alongside BNPL industry

    The company now offers more products but also faces more regulatory pressure, Sezzle CEO Charlie Youakim told Payments Dive.

    By Sept. 25, 2024
  • Patrick and John Collison, Stripe co-founders
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    Permission granted by Stripe
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    Stripe shows signs of IPO, despite co-founder comments

    The company, which offers payments processing software, has kept its plans close to the vest, but industry insiders say they’ve seen clues.

    By Updated Sept. 26, 2024
  • A photo of 18-wheel trucks at diesel fuel pumps. the canopy over the pumps says Love's. A mobile phone is superimposed over part of the left side of the picture, showing a map of the area around Dayton, Ohio, with the words "Love's Travel Stop."
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    Permission granted by Relay Payments
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    Love’s adds digital payment method

    The convenience store operator turned to Relay Payments to allow truck drivers to pay securely at most of their fueling locations.

    By Jessica Loder • Sept. 23, 2024
  • An Amazon Go retail store is seen at the Amazon.com Inc. headquarters.
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    David Ryder via Getty Images
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    Amazon, Google stake out bigger foothold in payments

    The tech giants are inserting themselves into more retail transactions to build loyalty and harvest customer data.

    By Sept. 23, 2024
  • DailyPay CEO Stacy Greiner
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    Retrieved from DailyPay.
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    DailyPay to offer service outside US

    Earned wage access provider DailyPay plans to begin offering its services outside the U.S. for the first time later this year.

    By Sept. 23, 2024
  • Walmart on mobile and desktop
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    Courtesy of Walmart
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    Walmart, Fiserv team to offer real-time payments

    The retail giant and payments processor are targeting next year for offering consumers a real-time payment option online.

    By Sept. 20, 2024
  • Person holds a phone that shows Buy with Prime and PayPal.
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    Courtesy of Amazon
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    Amazon adds PayPal option to Buy with Prime

    The e-commerce platform will also let consumers connect their PayPal and Prime accounts next year, and access free shipping via Buy with Prime on some merchants’ sites.

    By Tatiana Walk-Morris • Sept. 20, 2024
  • Seated man speaking with New York Times logo in background and the name 'Max Levchin'
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    Neilson Barnard via Getty Images
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    Affirm CEO stakes out differences with Klarna

    Affirm makes money off transactions, whereas Klarna has revenue from marketing, Affirm CEO Max Levchin contended.

    By Sept. 19, 2024
  • Accounts payable and receivable
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    champpixs via Getty Images
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    Brex rolls out embedded payments tool

    The fintech aims to capture a larger share of the B2B payments market, working with partners in addition to selling directly, Brex's president said.

    By Rajashree Chakravarty • Sept. 19, 2024
  • The Federal Reserve building at sunset.
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    Douglas Rissing via Getty Images
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    Fed payments proposal pits big banks against small rivals

    The Federal Reserve’s proposal to extend the operating hours of two interbank payments systems has been welcomed by large banks, but panned by many small financial institutions.

    By Sept. 18, 2024
  • Workday offices
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    Permission granted by Workday
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    Rain to offer EWA services via Workday

    The earned wage access provider will now be able to offer its services to more employers through the human resources software firm’s systems.

    By Tatiana Walk-Morris • Sept. 18, 2024
  • Apple
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    Scott Olson via Getty Images
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    Apple launches Affirm BNPL option

    Apple Pay customers can now use their iOS 18 phone or iPadOS 18 to access Affirm buy now, pay later options, including some that don’t charge interest.

    By Sept. 17, 2024
  • Amrita Ahuja
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    Permission granted by Block
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    Block shuffles leadership, creates chief risk officer role

    Block will move several longtime executives into different positions and create a new role to address customer safety, the company said Monday.

    By Sept. 17, 2024
  • Sen. Elizabeth Warren, wearing a red jacket, speaks into a microphone during a Congressional hearing.
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    Michael A. McCoy / Stringer via Getty Images
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    Lawmakers push for crackdown on fintechs

    Two U.S. senators demanded tighter regulations on BaaS and fintech partnerships, saying they pose “a broader threat to the stability of our banking system and the economy.”

    By Rajashree Chakravarty • Sept. 17, 2024
  • A person passes through an automated turnstile in China.
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    Retrieved from Beijing Daily App on September 16, 2024
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    Visa, Mastercard enable rail transit payment in Beijing

    The major card networks enabled systems that allow international travelers in China to use their cards to pay for Beijing rail transit as of last week.

    By Sept. 16, 2024
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    Shutterstock.com/ESB Professional

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    Sponsored by PayNearMe

    Key trends shaping the future of payments

    Explore trends reshaping the landscape of payments and how businesses can stay ahead with modern solutions.

    Sept. 16, 2024