Regulations & Policy


  • Visa Justice Department antitrust Sherman Act lawsuits debit cards
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Visa-DOJ discovery dispute goes to judge

    Visa is asking a federal court to intervene in a conflict over the company’s discovery request for U.S. Treasury documents.

    By Updated March 31, 2026
  • airlines loyalty programs Congress legislation Dick Durbin
    Image attribution tooltip
    Brandon Bell via Getty Images
    Image attribution tooltip

    Durbin targets airline points with bill

    A Senate bill proposed by the Illinois Democrat would regulate airline loyalty programs, with increased disclosure requirements for the carriers.

    By March 27, 2026
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • FTC Chairman Andrew Ferguson speaks to Congress
    Image attribution tooltip
    Kevin Dietsch via Getty Images
    Image attribution tooltip

    FTC threatens major payments players

    The Federal Trade Commission sent letters to the CEOs of Visa, Mastercard, PayPal and Stripe, saying that denying consumer services for political or religious reasons could prompt enforcement actions.

    By March 26, 2026
  • electronic payments Electronic Transactions Association
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Electronic Transactions Association acquires peer

    The trade group’s absorption of the American Transaction Processors Coalition will bolster its payments industry advocacy.

    By March 24, 2026
  • cash New York state payments retail
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    NY forces cash acceptance

    New York Attorney General Letitia James reminded consumers and businesses that a new state law, effective Saturday, makes it illegal to decline cash payments.

    By March 23, 2026
  • Colorado State Capitol Building stands across a snow covered Civic Center Park
    Image attribution tooltip
    Doug Pensinger via Getty Images
    Image attribution tooltip

    State interchange fee laws progress

    Legislatures in Colorado and Delaware advanced bills that would curtail interchange fees last week, as a federal appellate court mulls the issue.

    By March 18, 2026
  • brex corporate stablecoin card
    Image attribution tooltip
    Permission granted by Brex
    Image attribution tooltip

    Mastercard to buy BVNK for $1.8B

    “Adding on-chain rails to our network will support speed and programmability for virtually every type of transaction,” a Mastercard executive said.

    By March 17, 2026
  • The Federal Deposit Insurance Corp. name and logo are shown on the exterior of a building.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    FDIC to make stablecoin move

    The Federal Deposit Insurance Corp. plans to propose that pass-through insurance not be available for stablecoin deposits.

    By March 16, 2026
  • Russ Vought, Trump administration official, stands in front of an American flag.
    Image attribution tooltip
    Anna Moneymaker / Staff via Getty Images
    Image attribution tooltip

    CFPB again told it must request funds from Fed

    In the second court ruling rejecting the bureau’s position on requesting Fed funds, a judge in California called agency Acting Director Russ Vought’s plan a “transparent display of partisanship.”

    By Caitlin Mullen • March 16, 2026
  • The Iowa Capitol building illuminated by the sun.
    Image attribution tooltip
    David Greedy via Getty Images
    Image attribution tooltip

    Fintechs push 36% state rate caps

    While there is a 36% interest rate standard for lending in the U.S., it’s not codified for all consumers. Now, the effort to set one has moved to the states.

    By March 16, 2026
  • checks payments paper small business B2B
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Payments firms diverge on checks

    Payment companies offered different ways to move past paper checks in comments to the Federal Reserve regarding plans to shift to digital alternatives.

    By March 16, 2026
  • agentic commerce AI payments fraud retail sales merchants
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    AI drives global fraud surge

    Losses to fraud and scams climbed 9.2% in 2025, with much of the increase attributed to bad actors leveraging artificial intelligence, said a report from Nasdaq's Verafin financial crime-fighting software unit.

    By March 13, 2026
  • A phone featuring the Facebook and Instagram apps.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Scam prevention requires ‘upstream’ focus: panel

    “We need to bring in these social media companies at the point where [scammers are] first contacting consumers, to look at shared liability,” an AARP executive said at a Payments Dive event Wednesday.

    By Gabrielle Saulsbery • March 13, 2026
  • Workers sit at computers on tables in a room, covering their faces with various objects.
    Image attribution tooltip
    Ezra Acayan via Getty Images
    Image attribution tooltip

    Social media blasted over fraud

    The Consumer Federation of America estimates the annual cost of online scams at $119 billion, pointing to social media as a big part of the problem.

    By March 12, 2026
  • EU Visa Mastercard card networks Europe
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Opinion

    Visa, Mastercard face U.K. challenge

    “In seeking to reduce its reliance on Visa and Mastercard, the United Kingdom banking sector is justified, given the perceived risk that the two main schemes have too much control over the market,” a European executive says.

    By Brian Gaynor • March 12, 2026
  • financial fraud AI cybercrime banks consumer identity theft
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Fraud battle calls for cross-sector effort

    As criminals adopt AI-enabled tactics, financial institutions need to consider data-sharing with other industries, fraud-fighting professionals contend.

    By March 12, 2026
  • A close-up of the name "J.P. Morgan" is shown on a glass door.
    Image attribution tooltip
    Michael M. Santiago / Staff via Getty Images
    Image attribution tooltip

    Cash-strapped homeowners tap BNPL

    Researchers at the JPMorgan Chase Institute found that homeowners are most likely to use buy now, pay later tools when their bank accounts are low or their credit cards are maxed out.

    By March 11, 2026
  • Mesh cryptocurrency digital assets POS retail stablecoins PayPal
    Image attribution tooltip
    Joe Raedle via Getty Images
    Image attribution tooltip

    Clarity Act stokes debate on crypto

    The bill aims to identify which agencies should regulate digital currencies.

    By March 9, 2026
  • An aerial view of downtown Boston.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Boston Fed touts FedNow

    The Federal Reserve has been updating its instant payments service, FedNow, to attract more banks and ultimately reach more consumers.

    By March 6, 2026
  • A hotel staffer pushes a luggage cart.
    Image attribution tooltip
    Joe Raedle via Getty Images
    Image attribution tooltip
    Opinion

    Why EWA services matter

    “We’re already seeing high-growth from restaurant and hospitality companies that now view instant payments, including digital tips, as a competitive advantage,” writes one earned wage access CEO.

    By Tal Clark • March 6, 2026
  • an exterior shot of the US capitol building
    Image attribution tooltip
    Samuel Corum via Getty Images
    Image attribution tooltip

    CCCA seeks new path to passage

    Sens. Dick Durbin and Roger Marshall had been angling to attach their credit card interchange fee legislation to a major housing bill before Congress. The Senate passed the housing bill without it.

    By Updated March 13, 2026
  • American Express logo on window
    Image attribution tooltip
    Scott Olson via Getty Images
    Image attribution tooltip

    Amex taps customers for fraud fight

    Conversations with cardholders are crucial in developing countermeasures to deter scammers, a top executive for the card company said.

    By March 4, 2026
  • Person pays using phone to tap point-of-sale device with cup of coffee sitting on table.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Shift4 taps xAI for customer service

    The payment processor announced it would partner with Elon Musk's artificial intelligence company for a range of uses.

    By March 3, 2026
  • Block Head Jack Dorsey
    Image attribution tooltip
    Drew Angerer / Staff via Getty Images
    Image attribution tooltip

    Block swaps 4,000 workers for AI

    CEO Jack Dorsey told investors Thursday that Block’s headcount will drop about 40% as it leans on artificial intelligence for efficiencies.

    By , Feb. 26, 2026
  • Fiserv headquarters
    Image attribution tooltip
    Courtesy of Fiserv
    Image attribution tooltip

    Fiserv appoints new executives

    The payment processor added two chief revenue officers and a business development executive as it seeks to raise sales figures.

    By Feb. 26, 2026