Regulations & Policy
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Visa-DOJ discovery dispute goes to judge
Visa is asking a federal court to intervene in a conflict over the company’s discovery request for U.S. Treasury documents.
By Justin Bachman • Updated March 31, 2026 -
Durbin targets airline points with bill
A Senate bill proposed by the Illinois Democrat would regulate airline loyalty programs, with increased disclosure requirements for the carriers.
By Justin Bachman • March 27, 2026 -
Explore the Trendline➔
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TrendlinePayments industry seeks to keep pace with fraudsters
As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.
By Payments Dive staff -
FTC threatens major payments players
The Federal Trade Commission sent letters to the CEOs of Visa, Mastercard, PayPal and Stripe, saying that denying consumer services for political or religious reasons could prompt enforcement actions.
By Lynne Marek • March 26, 2026 -
Electronic Transactions Association acquires peer
The trade group’s absorption of the American Transaction Processors Coalition will bolster its payments industry advocacy.
By Tatiana Walk-Morris • March 24, 2026 -
NY forces cash acceptance
New York Attorney General Letitia James reminded consumers and businesses that a new state law, effective Saturday, makes it illegal to decline cash payments.
By Lynne Marek • March 23, 2026 -
State interchange fee laws progress
Legislatures in Colorado and Delaware advanced bills that would curtail interchange fees last week, as a federal appellate court mulls the issue.
By Lynne Marek • March 18, 2026 -
Mastercard to buy BVNK for $1.8B
“Adding on-chain rails to our network will support speed and programmability for virtually every type of transaction,” a Mastercard executive said.
By Lynne Marek • March 17, 2026 -
FDIC to make stablecoin move
The Federal Deposit Insurance Corp. plans to propose that pass-through insurance not be available for stablecoin deposits.
By Tatiana Walk-Morris • March 16, 2026 -
CFPB again told it must request funds from Fed
In the second court ruling rejecting the bureau’s position on requesting Fed funds, a judge in California called agency Acting Director Russ Vought’s plan a “transparent display of partisanship.”
By Caitlin Mullen • March 16, 2026 -
Fintechs push 36% state rate caps
While there is a 36% interest rate standard for lending in the U.S., it’s not codified for all consumers. Now, the effort to set one has moved to the states.
By Lynne Marek • March 16, 2026 -
Payments firms diverge on checks
Payment companies offered different ways to move past paper checks in comments to the Federal Reserve regarding plans to shift to digital alternatives.
By Patrick Cooley • March 16, 2026 -
AI drives global fraud surge
Losses to fraud and scams climbed 9.2% in 2025, with much of the increase attributed to bad actors leveraging artificial intelligence, said a report from Nasdaq's Verafin financial crime-fighting software unit.
By Patrick Cooley • March 13, 2026 -
Scam prevention requires ‘upstream’ focus: panel
“We need to bring in these social media companies at the point where [scammers are] first contacting consumers, to look at shared liability,” an AARP executive said at a Payments Dive event Wednesday.
By Gabrielle Saulsbery • March 13, 2026 -
Social media blasted over fraud
The Consumer Federation of America estimates the annual cost of online scams at $119 billion, pointing to social media as a big part of the problem.
By Lynne Marek • March 12, 2026 -
Opinion
Visa, Mastercard face U.K. challenge
“In seeking to reduce its reliance on Visa and Mastercard, the United Kingdom banking sector is justified, given the perceived risk that the two main schemes have too much control over the market,” a European executive says.
By Brian Gaynor • March 12, 2026 -
Fraud battle calls for cross-sector effort
As criminals adopt AI-enabled tactics, financial institutions need to consider data-sharing with other industries, fraud-fighting professionals contend.
By Justin Bachman • March 12, 2026 -
Cash-strapped homeowners tap BNPL
Researchers at the JPMorgan Chase Institute found that homeowners are most likely to use buy now, pay later tools when their bank accounts are low or their credit cards are maxed out.
By Patrick Cooley • March 11, 2026 -
Clarity Act stokes debate on crypto
The bill aims to identify which agencies should regulate digital currencies.
By Patrick Cooley • March 9, 2026 -
Boston Fed touts FedNow
The Federal Reserve has been updating its instant payments service, FedNow, to attract more banks and ultimately reach more consumers.
By Tatiana Walk-Morris • March 6, 2026 -
Opinion
Why EWA services matter
“We’re already seeing high-growth from restaurant and hospitality companies that now view instant payments, including digital tips, as a competitive advantage,” writes one earned wage access CEO.
By Tal Clark • March 6, 2026 -
CCCA seeks new path to passage
Sens. Dick Durbin and Roger Marshall had been angling to attach their credit card interchange fee legislation to a major housing bill before Congress. The Senate passed the housing bill without it.
By Lynne Marek • Updated March 13, 2026 -
Amex taps customers for fraud fight
Conversations with cardholders are crucial in developing countermeasures to deter scammers, a top executive for the card company said.
By Patrick Cooley • March 4, 2026 -
Shift4 taps xAI for customer service
The payment processor announced it would partner with Elon Musk's artificial intelligence company for a range of uses.
By Patrick Cooley • March 3, 2026 -
Block swaps 4,000 workers for AI
CEO Jack Dorsey told investors Thursday that Block’s headcount will drop about 40% as it leans on artificial intelligence for efficiencies.
By Patrick Cooley , Lynne Marek • Feb. 26, 2026 -
Fiserv appoints new executives
The payment processor added two chief revenue officers and a business development executive as it seeks to raise sales figures.
By Patrick Cooley • Feb. 26, 2026