The Latest

  • Sign above conference attendees reads "AI changes everything" referring to artificial intelligence
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    Sean Gallup via Getty Images
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    Ramp, FIS make AI moves

    The two payments companies this month embarked on separate artificial intelligence initiatives, with one focused on managing AI spending and the other using the technology to mitigate cybersecurity risks.

  • Person using laptop with e‑commerce payment options and order stats overlay.
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    Permission granted by Adobe
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    Sponsored by Adobe x PayPal

    Keeping pace with the next era of commerce payments

    Discover the strategic path to modernizing payments for Adobe Commerce and Magento Open Source.

  • Oregon's state capitol building in Salem, Oregon.
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    Oregon proposes BNPL rules

    The state’s proposed rules would require buy now, pay later firms to obtain a payday or consumer finance license. A trade group countered the proposal.

  • U.S. flag flies above the Department of Justice building
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    Kevin Dietsch via Getty Images
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    Payments broker gets jail time

    The fraudster, who created sham online marketing companies to bilk consumers and businesses, was sentenced to three years in prison Monday.

  • credit cards debit cards
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    Scott Olson via Getty Images
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    Deep Dive

    Payments M&A spools up

    Stripe’s potential bid for PayPal isn’t the only merger and acquisition activity underway as deal-making revs up for the second half of the year.

  • retail credit cards fees
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    Column

    Why pricey credit cards may soon cost more

    A settlement over swipe fees could mark a major shift for retail payments as merchants embrace surcharges on high-end cards.

  • Stripe CEO Patrick Collison agentic commerce
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    Courtesy of Stripe
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    Visa, Stripe join AI protocol project

    A pack of major fintechs have joined a nonprofit seeking to standardize how payments are sent online using artificial intelligence and software.

  • Trump fintechs innovation
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    Andrew Harnik via Getty Images
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    Opinion

    Backing the president’s fintech order

    “Regulation should preserve confidence in the system, but it should not inhibit responsible innovation,” writes one financial services lawyer.

  • The U.S. Capitol building dome seen against a sky with clouds
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    Kevin Dietsch via Getty Images
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    EWA backers push for CFPB move

    Supporters of earned wage access aim to update national oversight this year, backing a new law and seeking to confirm a Trump policy change.

  • currency retail merchants penny Treasury Congress
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    Penny’s end poses rounding challenge

    Merchants press for passage of a bill to enact rounding standards as cash-handling businesses grapple with the cent’s gradual demise.

  • Cryptocurrency Apps - Binance, Circle, Coinbase.
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    Bottomline adds stablecoin tools

    The company is betting the new digital currency will gain traction across corporate payment, treasury and liquidity workflows.

  • PayPal CEO earnings cost cutting
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    Justin Sullivan via Getty Images
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    How PayPal may benefit Stripe

    The digital payments startup has reportedly made a bid for a stake in its older predecessor, potentially creating a massive processor.

  • buy now pay later BNPL consumers prices
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    Is BNPL financing raising prices?

    Buy now, pay later financing impacts consumer prices as merchants pass along processing costs, a consumer advocate report asserts.

  • Delta Airlines planes sit parked at Hartsfield-Jackson Atlanta International Airport on June 28, 2024 in Atlanta, Georgia.
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    Andrew Harnik via Getty Images
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    Amex, Delta card spending soars

    The card company is benefiting from a continuous rise in spending by consumers who hold Delta Air Lines branded cards.

  • Visa Mastercard interchange fee litigation merchants Brooklyn federal court
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    Visa-Mastercard payouts inch forward

    A court official appointed for the swipe fee settlement is working through about 40,000 merchant claims issues, based on a quarterly update.

  • A digital sing at a conference shows the number 1700 under a FedNow logo, with attendees milling around.
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    Lynne Marek/Payments Dive
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    FedNow advances over hurdles

    The Federal Reserve’s instant payments system is adding banks and accounts, but building more use cases to spur uptake remains a challenge.

  • Cash App Square food dining orders apps Block consumer
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    Why Cash App wants food orders

    Block aims to meld its Square merchants network with Cash App users to push local dining, boosting the app’s stickiness and payments volume.

  • restaurants merchants retail Illinois payment cards interchange fees Visa Mastercard
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    Merchants blast credit union rule

    Retail and restaurant groups say federal credit union regulators imposed an “unlawful” rule preempting an Illinois law that curbs payment card fees.

  • Woman shopping online with laptop and credit card on hand.
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    Opinion

    Fraud fight can’t wait on government

    “While we wait for federal roundtable policies to trickle down, merchants are suffering heavily right now,” writes one industry consultant.

  • Block Cash App legal settlement
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    Cash App triggers $45M settlement

    Block misled consumers about the safety of using the financial app and failed to help users who were fraud victims, 46 states alleged.

  • Close-up of several overlapping bank cards on a wooden surface, with Visa and Mastercard logos visible.
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    The image by Sean MacEntee is licensed under CC BY 2.0
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    Debit cards top payments, Fed says

    While the cards still dominate payments, growth in their use for 2024 was the slowest since a triennial Federal Reserve report started in 2001.

  • A U.S. Bank branch is shown with a small crowd of people standing near the front entrance. A sign in the window of the building says "Now Open."
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    Caitlin Mullen/Payments Dive
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    U.S. Bank pursues payments-first strategy

    With payments as the entry point to banking relationships, the lender cultivates a low-cost funding base, said executive Arijit Roy.

  • Fiserv headquarters
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    Courtesy of Fiserv
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    Fiserv president exits

    As Dhivya Suryadevara announced her resignation Tuesday, the company elevated two other executives.

    B2B
  • Fiserv sign hangs above conference trade show floor.
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    Lynne Marek/Payments Dive
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    Fiserv debit network sale skepticism abounds

    The payment processor reportedly has considered selling a debit network to one of several banks, but many analysts doubt it will happen.

    B2B
  • Klarna BNPL debit cards loans lending banking
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    Spencer Platt via Getty Images
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    Klarna seeks to disrupt US market

    The Swedish buy now, pay later player aims to shake up financial services, linking with Southwest Air and seeking a bank license this week.

  • real time payments consumer banking fintech
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    Q&A

    How real-time payments expand

    An early Stripe executive predicts big advances for the growth of consumer-level, real-time payments over the next 18 months.