The Latest

  • stablecoins crypto policy cross border payments Fed research
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    Businesses view stablecoins warily

    Despite the hype surrounding the digital assets, businesses remain cool to using the cryptocurrency, according to the results of a Cleveland Federal Reserve survey.

  • The Federal Deposit Insurance Corp. headquarters in Washington, D.C.
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    Anna Hrushka/Payments Dive
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    Upgrade applies for ILC charter

    The decade-old credit-card startup named a SoFi alum and longtime regulator as CEO of its proposed bank.

  • Stacks of metal coins with circles and a dollar sign in the middle.
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    Stablecoin startups advance payments

    Entrepreneurs embracing the digital assets are pushing payments modernization forward, and bringing incumbents along too.

  • Close-up of several overlapping bank cards on a wooden surface, with Visa and Mastercard logos visible.
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    The image by Sean MacEntee is licensed under CC BY 2.0
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    Visa moves ahead in China

    The card network giant said it won approval from the Chinese government to begin preparing to offer card services domestically in the country.

  • A Federal Reserve logo sign is shown affixed to panes of glass on a building's exterior.
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    Andrew Harnik / Staff via Getty Images
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    Fed names new payments chief

    Federal Reserve Financial Services tapped Kim Robbins to succeed Mark Gould starting in November.

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    Scott Olson via Getty Images
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    Visa-Mastercard payouts top $631M

    The tally of merchants receiving funds from a $5.5 billion settlement with the networks is nearing 700,000, according to a claims update.

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  • American Express signage
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    Amex dinged by Fed, OCC

    American Express must pay a $350 million penalty after regulators cited “significant deficiencies” in its anti-money laundering program.

  • Block bitcoin Miles Suter consumer payments crypto
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    Marco Bello via Getty Images
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    Block envisions bitcoin for all

    The company’s head of bitcoin, Miles Suter, has two big tasks: Make bitcoin a routine payment tool and change the global financial system.

  • Hand holding modern smartphone with an AI agent application on screen.
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    Opinion

    How agentic payments present risk

    “There's no clear legal rule for who bears the loss when an AI tool exceeds its mandate,” writes one financial services consultant. “That's a problem for issuers as they contemplate making credentials available to AI tools.”

  • Department of Treasury
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    Treasury taps data to fend off fraud

    The U.S. department has increased its scrutiny of payments using new sources of data in an attempt to stem past ‘pay and chase’ patterns.

  • Baskets act as a backdrop behind the counter of a small basket shop merchant counter.
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    Amex advises businesses on AI

    As consumers start using artificial intelligence to comparison shop, American Express aims to guide merchants in using the new technology.

  • People scattered across a conference scene talking, standing, with some at high top tables and Visa booth in background.
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    Lynne Marek/Payments Dive
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    Payments conferences for 2027

    Real-time payments, stablecoins and AI use cases are expected to be among the hot topics at next year’s industry events.

  • Changing face using AI generated deepfake technology
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    Finance leaders fight deepfakes

    Corporate finance departments are grappling with AI-enabled fraud, according to the results of a new survey by Early Warning Services’ Certos.

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    Payments income bolsters banks

    Income from card, digital and other rails has swelled to about 40% of revenue for the global bank industry, according to consulting firm McKinsey.

  • FedEx logistics supply chain Stripe business lending
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    Spencer Platt via Getty Images
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    Stripe, FedEx team on SMB lending

    Merging operational and financial data will offer insights into smaller businesses and guide an effort to extend capital to them, the companies said.

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  • SAP office exterior.
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    SAP expands into payments

    A new service from the software firm supports multiple payment methods, including wires and stablecoin-based transactions, the company said.

  • Federal Reserve Bank Philadelphia payment rails fintechs banks Stripe Ramp
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    Fintechs press for Fed access

    Stripe and Ramp executives highlighted their companies’ need for more access to the Federal Reserve’s payment rails during a Fed conference.

  • Fiserv's headquarters in downtown Milwaukee
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    Permission granted by Fiserv
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    Why Fiserv pivoted on FIUSD

    The payments processor had planned to issue its own stablecoin, FIUSD, by last year, but the strategy shifted for multiple reasons.

  • Toast point of sale hardware retail merchants checkout technology
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    Toast, Square jockey on POS discounts

    Parts of the point-of-sale hardware market are seeing price cuts amid a growth push and new upgrade demands from merchants.

  • A picture of a gas pump with images of a soda, a snack and floating text in white boxes saying "1 Soda 2 Liter $5.39," "1 trail mix $2.2" and "pump 3 prepaid 8.750 gal $40.00" floating over the top.
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    Courtesy of Toast
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    Toast adds fuel payments

    Toast Fuel allows customers to run gas payments inside the store and at the pump alongside foodservice and general retail sales.

  • A person wearing a knit cap and winter coat carrying a bunch of shopping bags and holiday gifts.
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    PayPal hints at BNPL holiday use

    Some consumers will turn to buy now, pay later options for holiday shopping to spread costs over time, according to a survey by the digital processor.

  • cross border payments stablecoins startups emerging markets
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    Q&A

    How stablecoins speed int’l payments

    Startup Latitude Global pitches faster, cheaper cross-border payments by sending them on modern stablecoin rails.

  • Fiserv stablecoins North Dakota digital assets crypto
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    Fiserv’s stablecoin system starts

    The mega processor’s system for hosting digital currencies is up and running, with North Dakota’s stablecoin the first digital asset to go live.

  • Stripe payments private commerce finance stock offers IPO
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    Stripe swallows Parafin

    The mega processor is buying an embedded financing company that caters to small businesses, in its second acquisition in as many months.

  • Visa Mastercard retail merchants card fees interchange swipe fees litigation banks
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    Will Europe unseat Visa, Mastercard?

    The Wero project launched by European banks is making progress in challenging the card networks’ dominance on the continent, but the U.S. companies still have an edge, one firm’s analysts contend.