The Latest
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Visa-DOJ discovery dispute goes to judge
Visa is asking a federal court to intervene in a conflict over the company’s discovery request for U.S. Treasury documents.
Updated 22 hours ago -
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Transforming the payment experience: How consumers are steering payment innovation
Merchants can create enhanced shopping experiences that exceed evolving consumer expectations.
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FTC threatens major payments players
The Federal Trade Commission sent letters to the CEOs of Visa, Mastercard, PayPal and Stripe, saying that denying consumer services for political or religious reasons could prompt enforcement actions.
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Durbin targets airline points with bill
A Senate bill proposed by the Illinois Democrat would regulate airline loyalty programs, with increased disclosure requirements for the carriers.
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Walmart brings Sparky to ChatGPT
OpenAI is pivoting away from handling purchases after its initial efforts failed to provide enough flexibility.
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Klarna struggles with loan loss accounting
With an assertive push into banking, the buy now, pay later pioneer has expanded consumer lending – along with growth in its loss provisions.
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Q&A
Citi pursues payments advances
Real-time payments, agentic commerce and stablecoin advances are all topics the bank is discussing with clients, a top executive said.
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Branch integrates with Stripe for digital wallet payouts
The EWA provider is using Stripe’s infrastructure to offer another tool that enables companies and contractors to pay their workforces.
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FIS leans into big bank strategy
The bank technology and card processing company has renewed its focus on large bank clients in the battle against rivals like Fiserv.
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Amex floats first new business card in 7 years
The bank is betting that a card without preset spending caps, plus 2% cash back, will win over businesses.
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Electronic Transactions Association acquires peer
The trade group’s absorption of the American Transaction Processors Coalition will bolster its payments industry advocacy.
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Q&A
Mastercard bets on AI virtual CFOs
The company’s new “virtual CFO” tool is tailored for lean teams and designed to augment — not replace — human leadership, Mastercard’s Mark Barnett said.
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PayPal takes Venmo global
The peer-to-peer payment app will be available to users in 90 countries by integrating with PayPal accounts, the company said Monday.
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Synchrony, others broaden horizons to tap top talent
Payments companies are often seeking experience outside of financial services, including in tech, in their search for new hires.
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NY forces cash acceptance
New York Attorney General Letitia James reminded consumers and businesses that a new state law, effective Saturday, makes it illegal to decline cash payments.
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Visa, PayPal execs react to K-shaped economy
The economic model suggests some consumers are becoming wealthier, while the economic well-being of others descends. Here’s how some industry executives view the impact.
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Stablecoin use surges
The total transaction volume for the digital assets more than doubled in the past year, according to the asset management firm Macquarie Group.
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Affirm outlines options if economic stress rises
The buy now, pay later player spelled out ways in which it could adjust its lending in the event U.S. economic uncertainty creates more stress for consumers.
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Elavon nabs BofA exec for CEO
The payments processor, which is a unit of U.S. Bank, poached Wally Mlynarski from a bank rival to be its CEO, replacing Jamie Walker.
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Amex soups up cards for Concur
The card company and the expense management firm have locked arms to add virtual card features for business clients.
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State interchange fee laws progress
Legislatures in Colorado and Delaware advanced bills that would curtail interchange fees last week, as a federal appellate court mulls the issue.
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EWS pairs with Citi to offer Paze
The collaboration marks the first time the financial technology company has worked with a non-owner bank on the digital wallet.
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Mastercard to buy BVNK for $1.8B
“Adding on-chain rails to our network will support speed and programmability for virtually every type of transaction,” a Mastercard executive said.
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Fintechs push 36% state rate caps
While there is a 36% interest rate standard for lending in the U.S., it’s not codified for all consumers. Now, the effort to set one has moved to the states.
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Robinhood takes on premium card issuers
The fintech’s new $695 credit card aims to lure young, wealthy people uninterested in hoarding points or using a card for airport lounge access.
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Payments firms diverge on checks
Payment companies offered different ways to move past paper checks in comments to the Federal Reserve regarding plans to shift to digital alternatives.