The Latest

  • Nacha Smarter Faster Payments conference in 2026
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    Lynne Marek/Payments Dive
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    Same-day ACH payments swell in Q2

    Nacha attributes the growth to financial firms’ increasing demand for faster payments.

    B2B
  • stablecoins dollar crypto US Fed policy cross border
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    Opinion

    Opening the Fed’s payment rails

    “Supervision will need to answer practical questions: what operational resilience should be required before a participant touches core payment infrastructure?” wonders an SRM industry consultant.

  • A sign shows the FDIC acronym in the foreground on the left, and glass doors and an FDIC rug in the background to the right.
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    Augustus aims to speed payments

    The company received FDIC approval in its quest to create a bank that moves beyond the legacy approach to settlements. 

  • Fiserv's headquarters in Milwaukee
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    Permission granted by Fiserv
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    Fiserv flags Clover revenue drop

    The payments processor said a slowdown in the merchant service unit’s hardware sale is negatively impacting results.

  • Bock Cash App financial technology
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    Block explores how to price AI

    Cash App’s parent is focused on customer adoption of its AI tools before deciding how it will monetize those offerings, CEO Jack Dorsey said.

  • Visa Mastercard credit cards interchange fees merchants
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    Column

    Visa, Mastercard join another stablecoin group

    The card networks are keeping their options open with respect to stablecoin communities, locking arms with Circle on its latest effort.

  • Toast restaurants point of sale AI software
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    Toast aims to drive AI into dining

    Most restaurants don’t have time to leverage AI tools, Toast executives say, anticipating profit from helping operators reap efficiencies.

  • Senator Roger Marshall credit card fees
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    Eric Lee via Getty Images
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    Trump backs card bill, again

    The president called card interchange fees a “ripoff” in a social media post backing the Republican co-sponsor of a bill aimed at reducing them.

  • A conference sign that says :FIS: Financial technology for bold ideas'
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    Lynne Marek/Payments Dive
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    FIS seeks to sell parts of capital markets unit

    The banking and payments services company floated the plan to offload pieces of the business after sales declined for that segment.

  • Visa earnings agentic commerce credit cards networks
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    Visa to buy BioCatch for $2.4B

    The card network giant plans to scoop up the Israeli firm to strengthen its defenses in a fight against fraud fueled by artificial intelligence.

  • A Western Union sign
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    Sean Gallup via Getty Images
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    Western Union faces profit drop

    The cross-border payments company’s business has been hurt by U.S. immigration policies, forcing it to embark on a cost-cutting plan.

  • Visa cards lawsuit civil pornography payments
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    Ethan Miller via Getty Images
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    Visa loses bid to dismiss porn lawsuit

    The card network must defend itself against a 2021 lawsuit related to sexual videos of underage minors that were posted on pornography sites.

  • Apple leases Klarna
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    Apple’s installment payments target affordability

    Amid price increases, the iPhone maker’s CEO says a new lease program run by BNPL player Klarna is designed to boost consumers’ ability to buy.

  • CFPB open banking banks Russell Vought fintechs
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    Anna Moneymaker via Getty Images
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    Opinion

    Why fintechs may skirt the US

    “There are clear signs that leading payments players and fintechs may be pulling out of the U.S. to prioritize other, more ‘open banking-friendly’ regions,” writes one financial software executive.

  • A commercial building with large windows; the sign “Capital One Bank” appears in white letters with a red swoosh over a glass entrance.
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    Alamy
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    Capital One provides Discover community investment update

    The bank issued a report last month on progress related to the $265 billion it had committed to invest as part of its bid to buy Discover Financial Services. Charitable organizations working with it offered little support for the statement.

  • stablecoins dollar crypto US Fed policy cross border
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    Stablecoins complement dollar: Fed

    The greenback will retain its dominance as stablecoins increasingly shape cross-border payments, speakers at a Fed conference predicted.

  • Two people walk under a row of flags and next to a sign for the Fifa World Cup.
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    Spencer Platt via Getty Images
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    Visa’s revenue momentum slows

    The card network’s recent revenue growth slowed in July, relative to last year, but customer spending remains healthy, the company said.

  • Pex corporate cards business spending travel expenses compliance PE
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    Pex aims to expand card biz

    The spend-management firm raised money from investors to grow its corporate card and finance software business.

    B2B
  • Venmo PayPal P2P cross border payments
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    Justin Sullivan via Getty Images
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    PayPal leans into financial services

    The company’s CEO said that buy now, pay later and other consumer finance offerings will pump up revenue, but some analysts have doubts.

  • Two cashiers behind the counter of a paper goods store, Penny Post.
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    Dani James/Payments Dive
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    How ISO consolidation persists

    Global Payments and other processors have been gobbling up smaller firms for years, but payments professionals keep forming new ones.

  • Visa Mastercard interchange fee litigation merchants
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    Mastercard bolsters scam defense

    The card network and rival Visa are each pursuing new rules to induce merchants and their banks to join the fight against fraud.

  • Alipay, PayPal, Payoneer, Google pay, Wise, MoMo, GCash, Wechat and M-PESA app icon on screen.
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    Robert Way via Getty Images
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    OCC denies Wise a trust charter

    After the federal agency rejected its U.S. trust charter application, the British fintech plans to submit a new one under the Genius Act framework.

  • American Express business travel
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    John Moore via Getty Images
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    Amex ups marketing, tech spend

    To keep attracting new card holders, American Express is increasing its spending on marketing and technology in the second half of this year.

  • Close-up of a sign saying "We accept EBT" in a storefront window.
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    Spencer Platt via Getty Images
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    Maryland joins states issuing chip-enabled EBT cards

    The upgraded payment method will help to reduce fraud and replace legacy magnetic stripe cards, the state’s governor said.

  • Professional audio equipment, notebook, laptop and smartphone on the desk in the home studio.
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    5 payments podcasts for a listen

    With summer in full swing, it’s a good time to head to the beach, take a walk or just lounge with an audio update on industry happenings.