The Latest

  • Oregon's state capitol building in Salem, Oregon.
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    Oregon proposes BNPL rules

    The state’s proposed rules would require buy now, pay later firms to obtain a payday or consumer finance license. A trade group countered the proposal.

  • U.S. flag flies above the Department of Justice building
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    Kevin Dietsch via Getty Images
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    Payments broker gets jail time

    The fraudster, who created sham online marketing companies to bilk consumers and businesses, was sentenced to three years in prison Monday.

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    Deep Dive

    Payments M&A spools up

    Stripe’s potential bid for PayPal isn’t the only merger and acquisition activity underway as deal-making revs up for the second half of the year.

  • retail credit cards fees
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    Column

    Why pricey credit cards may soon cost more

    A settlement over swipe fees could mark a major shift for retail payments as merchants embrace surcharges on high-end cards.

  • Stripe CEO Patrick Collison agentic commerce
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    Courtesy of Stripe
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    Visa, Stripe join AI protocol project

    A pack of major fintechs have joined a nonprofit seeking to standardize how payments are sent online using artificial intelligence and software.

  • Trump fintechs innovation
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    Andrew Harnik via Getty Images
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    Opinion

    Backing the president’s fintech order

    “Regulation should preserve confidence in the system, but it should not inhibit responsible innovation,” writes one financial services lawyer.

  • The U.S. Capitol building dome seen against a sky with clouds
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    Kevin Dietsch via Getty Images
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    EWA backers push for CFPB move

    Supporters of earned wage access aim to update national oversight this year, backing a new law and seeking to confirm a Trump policy change.

  • currency retail merchants penny Treasury Congress
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    Penny’s end poses rounding challenge

    Merchants press for passage of a bill to enact rounding standards as cash-handling businesses grapple with the cent’s gradual demise.

  • Cryptocurrency Apps - Binance, Circle, Coinbase.
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    Bottomline adds stablecoin tools

    The company is betting the new digital currency will gain traction across corporate payment, treasury and liquidity workflows.

  • PayPal CEO earnings cost cutting
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    Justin Sullivan via Getty Images
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    How PayPal may benefit Stripe

    The digital payments startup has reportedly made a bid for a stake in its older predecessor, potentially creating a massive processor.

  • buy now pay later BNPL consumers prices
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    Is BNPL financing raising prices?

    Buy now, pay later financing impacts consumer prices as merchants pass along processing costs, a consumer advocate report asserts.

  • Delta Airlines planes sit parked at Hartsfield-Jackson Atlanta International Airport on June 28, 2024 in Atlanta, Georgia.
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    Andrew Harnik via Getty Images
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    Amex, Delta card spending soars

    The card company is benefiting from a continuous rise in spending by consumers who hold Delta Air Lines branded cards.

  • Visa Mastercard interchange fee litigation merchants Brooklyn federal court
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    Visa-Mastercard payouts inch forward

    A court official appointed for the swipe fee settlement is working through about 40,000 merchant claims issues, based on a quarterly update.

  • A digital sing at a conference shows the number 1700 under a FedNow logo, with attendees milling around.
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    Lynne Marek/Payments Dive
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    FedNow advances over hurdles

    The Federal Reserve’s instant payments system is adding banks and accounts, but building more use cases to spur uptake remains a challenge.

  • Cash App Square food dining orders apps Block consumer
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    Why Cash App wants food orders

    Block aims to meld its Square merchants network with Cash App users to push local dining, boosting the app’s stickiness and payments volume.

  • restaurants merchants retail Illinois payment cards interchange fees Visa Mastercard
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    Merchants blast credit union rule

    Retail and restaurant groups say federal credit union regulators imposed an “unlawful” rule preempting an Illinois law that curbs payment card fees.

  • Woman shopping online with laptop and credit card on hand.
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    Opinion

    Fraud fight can’t wait on government

    “While we wait for federal roundtable policies to trickle down, merchants are suffering heavily right now,” writes one industry consultant.

  • Block Cash App legal settlement
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    Cash App triggers $45M settlement

    Block misled consumers about the safety of using the financial app and failed to help users who were fraud victims, 46 states alleged.

  • Close-up of several overlapping bank cards on a wooden surface, with Visa and Mastercard logos visible.
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    The image by Sean MacEntee is licensed under CC BY 2.0
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    Debit cards top payments, Fed says

    While the cards still dominate payments, growth in their use for 2024 was the slowest since a triennial Federal Reserve report started in 2001.

  • A U.S. Bank branch is shown with a small crowd of people standing near the front entrance. A sign in the window of the building says "Now Open."
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    Caitlin Mullen/Payments Dive
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    U.S. Bank pursues payments-first strategy

    With payments as the entry point to banking relationships, the lender cultivates a low-cost funding base, said executive Arijit Roy.

  • Fiserv headquarters
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    Courtesy of Fiserv
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    Fiserv president exits

    As Dhivya Suryadevara announced her resignation Tuesday, the company elevated two other executives.

    B2B
  • Fiserv sign hangs above conference trade show floor.
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    Lynne Marek/Payments Dive
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    Fiserv debit network sale skepticism abounds

    The payment processor reportedly has considered selling a debit network to one of several banks, but many analysts doubt it will happen.

    B2B
  • Klarna BNPL debit cards loans lending banking
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    Spencer Platt via Getty Images
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    Klarna seeks to disrupt US market

    The Swedish buy now, pay later player aims to shake up financial services, linking with Southwest Air and seeking a bank license this week.

  • real time payments consumer banking fintech
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    Q&A

    How real-time payments expand

    An early Stripe executive predicts big advances for the growth of consumer-level, real-time payments over the next 18 months.

  • payments biometrics technology security fraud government
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    Deep Dive

    Digital ID and payments turn to your face

    As mobile devices and government regulators embrace facial recognition technology, your face is becoming both wallet and identification.