The Latest

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    Zip debuts pay-in-2 option

    The buy now, pay later company on Wednesday started letting U.S. customers split everyday payments in half, rather than into four installments.

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    Opinion

    Modernizing payments is essential

    “The shift toward a 24/7 payments ecosystem is inevitable...organizations that are prepared to support instant payments will have a distinct competitive advantage,” writes one industry executive.

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    Justin Sullivan/ via Getty Images
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    Visa, Amex vie for small businesses

    The card networks are each pitching new services to mom-and-pop stores, including financing options as well as tools for expense management and fraud mitigation.

  • pay by bank direct consumer point of sale card fees interchange Spire
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    Joe Raedle via Getty Images
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    Spire names new CEO to grow pay-by-bank

    The company hired former Fiserv executive Jennifer LaClair and raised $10 million to expand services enabling consumers to make direct payments from their bank accounts to merchants.

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    "Arizona Capitol building" by Gage Skidmore is licensed under CC BY-SA 2.0
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    Arizona mulls card rate cap

    A state senator has introduced a bill that follows President Donald Trump’s lead in seeking to cap credit card interest rates.

  • PayPal CEO Alex Chriss presenting a new merchant service.
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    What went wrong at PayPal

    Slow merchant adoption of the digital payment pioneer’s latest technology and lagging growth of its legacy checkout services stymied growth plans.

  • eBay Amazon agentic AI commerce AI retailers digital shopping online retail
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    How AI commerce threatens eBay, Amazon

    Agentic robots that shop and pay without human involvement could potentially render retail marketplaces obsolete – and big merchants are responding.

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    Courtesy of Mastercard
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    Mastercard offers agentic AI tools

    The payments giant plans to provide agentic AI capabilities to merchants using its services by the end of June.

  • PayPal CEO Enrique Lores
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    Pierre Suu via Getty Images
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    PayPal appoints new CEO

    The digital payments company tapped former HP CEO Enrique Lores as its new chief executive Tuesday, casting aside Alex Chriss.

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    Kevin Frayer via Getty Images
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    Visa pushes real-time payments into China

    The company is partnering with UnionPay International to bring direct payments to debit cardholders in one of the largest remittance markets.

  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Why some payments companies want to be banks

    Banking charters let those companies streamline their services and save money by not partnering with banks.

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    Justin Sullivan via Getty Images
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    Amex buoyed by big spenders

    The card network reported a 15% year-over-year increase in cardholder spending at luxury merchants.

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    Maine, DC weigh EWA regulations

    Supporters of earned wage access are seeking to shape regulation being considered in Maine and the District of Columbia.

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    Justin Sullivan via Getty Images
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    Visa doles out stablecoin advice

    The company began offering clients strategic counsel on the digital assets last month, but doesn’t foresee many U.S. consumer use cases.

  • A logo of Square, inc. is displayed on a metal sign tht is positioned infront of a commerical building.
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    Alamy
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    Block opens Dublin office

    The location, announced Thursday, will include a demonstration lab to show off products to potential European customers.

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    Embedded finance to ‘explode’: panel

    Tucking financial services, like payments, into a broader range of consumer situations is about to take off, bank executives said Thursday.

  • agentic commerce AI payments fraud retail sales merchants
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    Deep Dive

    Bot payments lag in agentic commerce

    Within the emerging world of agentic commerce, a broad gap exists between bot shopping and autonomous payments.

  • Attendees at the Money 20/20 financial services conference in Las Vegas last year.
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    Lynne Marek/Payments Dive
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    Mastercard reworks Cap One pact

    The card network's CEO said the company signed a new agreement with Capital One, reaffirming ties despite the bank’s purchase of rival Discover.

  • Fiserv headquarters
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    Courtesy of Fiserv
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    Fiserv sued over alleged lax security

    A Tampa credit union alleged that the processor failed to protect customers from cyber hacks, but charged extra fees for a security upgrade.

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    Charting 2026 payments trends

    Here are 4 stories that round up our deep dive outlook for this year, including coverage of agentic payments, fraud and personalization.

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    Jeff Wells/Payments Dive
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    Amazon to halt palm payments

    The online retailer said all Amazon One palm readers will be removed from physical stores by June 3.

  • A man waves an American flag as he walks outside the Missouri State Capitol building in Jefferson City.
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    Michael B. Thomas via Getty Images
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    State legislatures mull remittance restrictions

    Battle lines are being drawn in Florida and Missouri over legislation that would bar money transfer firms from servicing “unauthorized aliens.”

  • Zelle Early Warning payments
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    Zelle network expands by 15%

    Most of the 337 banks that were added to the network last year were small community banks and credit unions.

  • earned wage access lawsuits New York Attorney General Letitia James paychecks
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    Natasha Moustache via Getty Images
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    DailyPay seeks to dismiss NY lawsuit

    The earned wage access provider and MoneyLion cited a federal agency opinion last month in asking judges Friday to dismiss the New York AG’s complaints.

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    Credit card delinquencies drop, says Fed bank

    The decline happened even as U.S. consumers spent more on their credit cards, data from the Federal Reserve Bank of Philadelphia shows.