Why credit card rate caps hurt consumers, small businesses

“Affordability is not just about the cost of credit," a former Treasury official writes. "It is about whether credit is available at all.”

By Melissa Koide • April 24, 2026

What drives real-time payment growth

Corporations adopt faster digital payments based on their priorities and the rise of digital assets, an HSBC payments executive said.

By Justin Bachman • April 24, 2026

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

Visa, Mastercard face new suit over card fees

Three plaintiffs say a 2019 settlement in card fee litigation should not give the card networks years of legal immunity for antitrust claims.

By Justin Bachman • April 23, 2026

ACH Network starts 2026 with surge

The payments network saw growth across healthcare, peer-to-peer, online and direct deposits in the first quarter, pushing the volume value past $24 trillion.

By Tatiana Walk-Morris • April 21, 2026

Fintechs push bill for Fed payment rail access

House legislation introduced Tuesday would let financial technology firms access Federal Reserve payments rails.

By Justin Bachman • April 21, 2026

How the Visa-Mastercard card fee case may end

A federal court is likely to weigh how much a proposed settlement over interchange fees differs from a pact that was rejected two years ago.

By Justin Bachman • April 20, 2026

FIS, Barclays extend core banking tie

The payments processor has won a multi-year extension of its core banking technology contract with the British financial institution.

By Tatiana Walk-Morris • April 20, 2026

U.S. Bank eyes Amazon tie-up for small-biz boost

The lender aims to pitch banking services to the 700,000 small-business owners it will gain exposure to through a credit card partnership with Amazon.

By Caitlin Mullen • April 16, 2026

Visa, Mastercard settle merchant claims

About 65 retailers suing the networks over card swipe fees in a New York case have now settled claims.

By Justin Bachman • April 16, 2026

OCC plans to preempt Illinois interchange law

The Trump administration is reviewing an executive order that would preempt the state’s law aimed at eliminating card interchange fees on taxes and tips.

By Lynne Marek • April 16, 2026

JPMorgan revenue rises on payments, card income

The largest U.S. bank benefited from corporate and consumer demand for its services in the first quarter despite macroeconomic turmoil.

By Lynne Marek • April 15, 2026

Warren pounds X Money plans

Sen. Elizabeth Warren demanded information from billionaire Elon Musk about his plans to launch a digital wallet this month.

By Lynne Marek • April 15, 2026

Which Discover jobs are disappearing

As Capital One integrates the card business, it’s eliminating more than 100 application engineer jobs.

By Lynne Marek • April 13, 2026

CHIPS network boasts daily payment growth

CHIPS network growth underscores its rising use for large-value domestic and cross-border payments, The Clearing House said.

By Tatiana Walk-Morris • April 9, 2026

FDIC floats stablecoin guidelines, AML revamp

The Federal Deposit Insurance Corp. proposed a rule under the Genius Act for supervising payment stablecoin issuers.

By Caitlin Mullen • April 8, 2026

Fiserv, grocer expand pay-by-bank effort

The payments processor said it’s expanding a pilot with the stateside arm of the Dutch grocer Ahold Delhaize to let more U.S. customers pay directly from their banks.

By Lynne Marek • April 7, 2026

Illinois AG defends card fee law

Illinois law banning card interchange fees on tax and tips doesn’t restrict banks or card networks, the state told an appeals court.

By Justin Bachman • April 7, 2026

Global cyber fraud attacks rose last year

The rate of cyber fraud in transactions climbed worldwide last year, with fraudsters increasing their attacks on desktop computers, according to a report from LexisNexis Risk Solutions.

By Lynne Marek • April 6, 2026

How Order.co is modernizing procurement and spend management at scale

How Order.co automates procurement at scale with virtual cards and spend controls.

April 6, 2026

Card volume rises with digital boost

Volume on Visa, Mastercard, American Express and Discover cards issued in the U.S. climbed 6.4% last year over 2024, with an assist from digital plays, according to Nilson Report’s publisher.

By Lynne Marek • April 3, 2026

Amazon ditches Amex for Mastercard

The retailer is tapping the card network and U.S. Bank for two new credit cards aimed at small business owners.

By Justin Bachman • March 31, 2026

How Amex exploits new AI tools

The bank has identified “hundreds” of use cases for artificial intelligence, its CEO says.

By Justin Bachman • March 30, 2026

Citi pursues payments advances

Real-time payments, agentic commerce and stablecoin advances are all topics the bank is discussing with clients, a top executive said.

By Lynne Marek • March 26, 2026

Klarna struggles with loan loss accounting

With an assertive push into banking, the buy now, pay later pioneer has expanded consumer lending – along with growth in its loss provisions.

By Justin Bachman • March 26, 2026

FTC threatens major payments players

The Federal Trade Commission sent letters to the CEOs of Visa, Mastercard, PayPal and Stripe, saying that denying consumer services for political or religious reasons could prompt enforcement actions.

By Lynne Marek • March 26, 2026