Technology: Page 15


  • Business woman using a tablet
    Image attribution tooltip
    Morsa Images via Getty Images
    Image attribution tooltip
    Sponsored by U.S. Bank

    Evolving to embedded payments: 4 steps to move your company forward

    Enabling embedded payments is a strategic evolution that occurs step by step.

    June 10, 2024
  • Online payment
    Image attribution tooltip
    damircudic via Getty Images
    Image attribution tooltip
    Sponsored by Adyen

    How machine learning protects merchants from digital payment fraud

    Fraud is always a problem companies want to tackle. But in the current business environment, it has become an even greater priority.

    June 10, 2024
  • Graphic of digital money transfer symbols overlaid on a map of the world Explore the Trendline
    Image attribution tooltip
    ArtemisDiana via Getty Images
    Image attribution tooltip
    Trendline

    Cross-border payments targeted for upgrades

    When it comes to cross-border payments, businesses, non-profits and governments alike are determined to increase the speed of transactions and cut the cost.

    By Payments Dive staff
  • Affirm to acquire Returnly.
    Image attribution tooltip
    Courtesy of Affirm
    Image attribution tooltip

    Affirm adds new options in bid to battle cards

    The buy now, pay later provider now offers two 30-day payment plans; one that allows for full payment and another that splits a purchase in two, in addition to its “pay in four” offering.

    By June 7, 2024
  • CFPB finalizes open banking standard-setter rule

    The bureau will consult public interest groups and app developers on open banking standards, and no single special interest can dominate the standards-making process.

    By Gabrielle Saulsbery • June 7, 2024
  • Patients wait to check-in at a line of kiosks to get vaccinated.
    Image attribution tooltip
    Sergio Flores/Getty Images via Getty Images
    Image attribution tooltip

    Waystar envisions $20B healthcare payments market

    The software provider offered its outlook as it seeks to take the company public and expand its business.

    By June 6, 2024
  • The exterior of the New York State Capitol in August 2021 in Albany, New York.
    Image attribution tooltip
    Michael M. Santiago/Getty Images via Getty Images
    Image attribution tooltip

    New York races to pass BNPL bill

    State lawmakers are negotiating three separate proposals related to the buy now, pay later industry ahead of the end of the legislative session on Thursday.

    By June 6, 2024
  • non compete ban on private equity
    Image attribution tooltip
    P_Wei via Getty Images
    Image attribution tooltip

    FTC delves into scam payments

    In consumer fraud complaints to the federal agency last year, PayPal and Cash App were cited as apps often used by consumers to pay scammers.

    By June 4, 2024
  • check, checkbook
    Image attribution tooltip
    Retrieved from Flickr/RikkisRefuge.
    Image attribution tooltip
    Q&A

    Consumers, businesses diverge in payment trends

    Consumer payments are becoming more embedded, and commercial payments are slowly moving away from checks, says a top payments executive at Accenture.

    By June 3, 2024
  • Two people at an event, one of them is using a Square kiosk to pay for something.
    Image attribution tooltip
    Permission granted by Square
    Image attribution tooltip

    Cash App exec hints at Square integration

    Block is working to make its peer-to-peer payments tool, Cash App, a consumer app for interacting with merchants using its Square point-of-sale software.

    By June 3, 2024
  • A Dollar General sign and brick storefront on a cloudy day with the company's signature black on yellow logo
    Image attribution tooltip
    Permission granted by Dollar General
    Image attribution tooltip

    Dollar General to eliminate ‘vast majority’ of self-checkout

    The store chain has already removed self-checkouts from 12,000 of its more than 20,000 stores, the CEO said.

    By Nate Delesline III • May 31, 2024
  • Senator Ron Johnson speaking behind a dais.
    Image attribution tooltip
    Samuel Corum via Getty Images
    Image attribution tooltip

    Zelle faces Senate probe on fraud

    “The scale of fraud on the Zelle platform is unacceptably high,” National Consumers League Vice President John Breyault said.

    By May 31, 2024
  • Person pays using phone to tap point-of-sale device with cup of coffee sitting on table.
    Image attribution tooltip
    Cecilie_Arcurs via Getty Images
    Image attribution tooltip

    Are digital wallets safer than debit cards?

    Research shows young people see digital wallets as a more secure option than debit and credit cards. Cybersecurity professionals mostly agree, despite caveats.

    By May 31, 2024
  • Image of bitcoins.
    Image attribution tooltip
    Chris McGrath via Getty Images
    Image attribution tooltip

    Mastercard floats crypto credential service

    The card issuer joins its tech and payments peers in integrating crypto into the traditional financial system.

    By Tatiana Walk-Morris • May 31, 2024
  • close up of dollar bills
    Image attribution tooltip
    Gordan1 via Getty Images
    Image attribution tooltip

    Investments for payments startups trickle in

    Venture capital flowing to startups in the payments sphere remains reduced this year, extending a rut from last year.

    By May 30, 2024
  • A brand image of Klarna's shopping app
    Image attribution tooltip
    Courtesy of Klarna
    Image attribution tooltip

    Klarna uses AI to cut marketing costs

    The Stockholm-based buy now, pay later company said more than a third of its first-quarter savings on sales and marketing expense was attributable to artificial intelligence.

    By Chris Kelly • May 29, 2024
  • Juice bar merchant takes card for transaction.
    Image attribution tooltip
    jacoblund via Getty Images
    Image attribution tooltip

    Debit cards face rising digital wallet competition

    Roughly 72% of consumers say they swipe, dip or tap a debit card at the point of sale, a larger portion than credit cards, checks and digital wallets, according to a consumer survey by research firm J.D. Power.

    By May 29, 2024
  • An over-the-shoulder shot of a person using a smartphone to check the balance of a digital wallet while standing on a city street at night.
    Image attribution tooltip
    gorodenkoff via Getty Images
    Image attribution tooltip

    Paze targets nationwide coverage by year-end shopping season

    The big bank-backed digital wallet is now accepted by about 80,000 "primarily small" merchants according to Early Warning Services Managing Director James Anderson.

    By May 28, 2024
  • Visa cards are fanned out on table
    Image attribution tooltip
    Justin Sullivan / Staff via Getty Images
    Image attribution tooltip

    Visa preps for US pay-by-bank services

    The card network is focused on “stubborn categories” where large account-to-account payments have taken hold, such as in healthcare, education and rent, a Visa executive said.

    By May 28, 2024
  • A Person With a Phone Using a Mobile Wallet Application At Workplace
    Image attribution tooltip
    Prostock-Studio via Getty Images
    Image attribution tooltip

    Businesses boost use of digital wallets: Fed

    Business use of digital wallets rose last year more than their use of many other forms of payment, according to a survey commissioned by the Federal Reserve’s financial services unit.

    By Tatiana Walk-Morris • May 24, 2024
  • Block Head Jack Dorsey testifies during a Senate Intelligence Committee hearing on Capitol Hill.
    Image attribution tooltip
    Drew Angerer via Getty Images
    Image attribution tooltip

    Cash App aims to add more features

    Block’s Jack Dorsey wants to improve Cash App’s customer service experience in order to entice more users to make it their primary bank, he said this week.

    By May 24, 2024
  • South Carolina State House
    Image attribution tooltip
    Retrieved from Wikimedia Commons.
    Image attribution tooltip

    South Carolina embraces new EWA law

    This week, South Carolina became the fifth state to enact a law regulating earned wage access providers, but it doesn’t subject them to lending laws.

    By May 23, 2024
  • CFPB Director Rohit Chopra participates in a meeting of the Financial Stability Oversight Council at the U.S. Treasury
    Image attribution tooltip
    Kevin Dietsch via Getty Images
    Image attribution tooltip

    CFPB to treat BNPL loans like credit cards

    “Whether a shopper swipes a credit card or uses Buy Now, Pay Later, they are entitled to important consumer protections under longstanding laws and regulations,” CFPB Director Rohit Chopra said.

    By May 22, 2024
  • Shot of Google's NYC headquarters
    Image attribution tooltip
    Michael M. Santiago via Getty Images
    Image attribution tooltip

    Google Pay adds card reward details to checkout

    American Express and Capital One cardholders can now see what rewards they would earn from purchases when checking out with Google Pay, the tech giant said in a blog post.

    By May 22, 2024
  • Amrita Ahuja
    Image attribution tooltip
    Permission granted by Block
    Image attribution tooltip

    Sorry Cash App, Gen Z still wants bank branches

    Young consumers are open to using the peer-to-peer payments app as their primary bank, but many say they won’t switch because they value having a physical branch. 

    By May 21, 2024
  • Booth and sign for Federal Reserve payments services at Nacha conference in May 2024.
    Image attribution tooltip
    Lynne Marek/Payments Dive
    Image attribution tooltip
    Deep Dive

    Real-time lessons for FedNow from Brazil, India

    The fledgling U.S. instant payments system can learn from real-time systems that have flourished in Brazil and India using QR codes and broad missions, say industry professionals.

    By Christiana Sciaudone • May 21, 2024