Technology
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Block agrees to $12.5M settlement in Cash App spam text case
A class action alleged the company let users send spam messages to other users in violation of a Washington state law.
By Patrick Cooley • July 23, 2025 -
Instant paychecks pose moral dilemma for Yooz CFO
The accounts payable software company may offer earned wage access benefits to employees. Yooz CFO John Gronen has reservations.
By Maura Webber Sadovi • July 22, 2025 -
Explore the Trendlineâž”
1401461124 via Getty ImagesTrendlineTop 5 stories from Payments Dive
The digital evolution of payments is roiling the industry, forcing companies to rethink pricing schemes and revamp corporate strategies. Embedded payments, earned wage access, real-time systems and other innovations will transform the business.
By Payments Dive staff -
How much will killing the penny cost?
The Federal Reserve Bank of Richmond, Virginia, estimates American consumers will pay millions of dollars more annually as merchants round up.
By Lynne Marek • July 22, 2025 -
Flexbase adds perks on Visa card
Entrepreneurs are affluent and want a business card that offers them the same perks as high-end consumer cards, the company’s CEO says.
By Justin Bachman • July 22, 2025 -
Fiserv’s Clover delves into healthcare
The payment processor is partnering with a healthcare software company to provide a service fitted for healthcare providers.
By Patrick Cooley • July 22, 2025 -
Real-time payments zoom ahead
The FedNow system logged a bigger jump in payments volume for the second quarter than did the RTP network, but the latter accounts for more activity.
By Lynne Marek • July 21, 2025 -
Consumer advocate group slams Genius Act
The law aims to establish a regulatory framework for stablecoins, but critics note that more needs to be done to protect consumers.
By Tatiana Walk-Morris • July 21, 2025 -
Stablecoins emerge as alternative: Amex CEO
While the digital assets likely won’t replace ACH and SWIFT, they are a viable way to send money in lieu of those rails, Steve Squeri said.
By Patrick Cooley • July 21, 2025 -
Adyen tackles golf payments
A company executive explained how the payment processor can compete with firms that specialize in processing payments for golf companies.
By Patrick Cooley • July 18, 2025 -
Deluxe pivots to digital and data
The company known for paper checks aims to jump-start sagging revenue with electronic enterprises, including a fast-growing marketing data arm.
By Lynne Marek • July 18, 2025 -
Midsize business use of PayPal, Zelle dipped, Citizens says
The bank's annual survey of midsize companies showed the popularity of business-to-consumer alternative payment types slipped this year.
By Patrick Cooley • July 17, 2025 -
Mastercard, Visa play down stablecoin threat
The giant card networks are sifting through the opportunities and threats that stablecoins present for their businesses.
By Lynne Marek • July 17, 2025 -
Treasury faces pushback on ditching checks
A plan to move the U.S. government to digital payments could prevent vulnerable communities from accessing tax refunds and Social Security benefits, groups warn.
By Tatiana Walk-Morris • July 16, 2025 -
Why small banks may shun Zelle
The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.
By Patrick Cooley • July 16, 2025 -
Cash App adds tap-to-pay for iPhone
The Block payment tool now allows for contactless credit and debit card payments using Apple's smartphone.
By Patrick Cooley • July 15, 2025 -
Fedwire makes ISO leap
The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.
By Lynne Marek • July 15, 2025 -
6 takeaways from the Senate’s crypto market structure hearing
Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.
By Gabrielle Saulsbery • July 14, 2025 -
Connecticut enacts controversial EWA law
The state’s governor signed a measure last week that some earned wage access providers opposed.
By Lynne Marek • July 14, 2025 -
Apple doesn’t threaten Visa, Mastercard, judge rules
Merchant arguments that Apple could displace Visa or Mastercard’s network dominance failed to support an antitrust case on swipe fees, a court found.
By Justin Bachman • July 14, 2025 -
Opinion
Why payments modernization can’t wait
“The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.
By Yusuf Qasim • July 11, 2025 -
Fed’s ISO ‘big bang’ hits
The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.
By Lynne Marek • July 11, 2025 -
Embedded payments drive into parking
Lots across the U.S. are using systems that let customers park their cars without swiping a credit card or paying an attendant.
By Patrick Cooley • July 10, 2025 -
Column
Will the X payments plan morph?
With the exit of CEO Linda Yaccarino, it’s a question mark as to when, and whether, the company’s plan for an “everything app” will materialize.
By Lynne Marek • July 10, 2025 -
Visa, Mastercard vie for Treasury role
The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.
By Lynne Marek • July 9, 2025 -
FICO reporting could stunt BNPL
If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.
By Patrick Cooley • July 9, 2025