Earned wage access should be free

“This industry simply cannot continue to charge employees to access their pay,” writes a fintech founder. “We cannot expect employers to deduct these fees from paychecks through payroll.”

By Jason Lee • Sept. 5, 2025

Fiserv buys CardFree for hospitality expansion

The company said it acquired the California startup that focuses on restaurant and hotel payment systems to expand its Clover point-of-sale business.

By Justin Bachman • Sept. 5, 2025

Explore the Trendline➔

Embedded payment tools make inroads

Business customers demanding integrated tools is likely to keep driving a trend toward more embedded payments tools.

By Payments Dive staff

Chase flags end of gov’t checks

The JPMorgan bank says it’s striving to make branch customers aware of the federal government’s plan to stop sending paper checks next month. Some consumer advocates are still worried.

By Lynne Marek • Sept. 4, 2025

Local governments press online payments

To avoid paper checks, cities and counties are pushing residents to use online card and ACH payments, according to industry executives.

By Justin Bachman • Sept. 3, 2025

How Nokia, AT&T fight mobile fraud

Telecom companies are stepping up their efforts to help financial institutions and payments players reduce phone-related fraud.

By Shefali Kapadia • Sept. 2, 2025

Klarna to raise as much as $1.27B

The buy now, pay later behemoth is ready to proceed with its public stock offering after it first filed for an initial public offering in March.

By Justin Bachman • Sept. 2, 2025

Square unveils new product roadmap

Block’s point-of-sale unit offered a public glimpse of new features from its product schedule last week, with a request for customer feedback.

By Justin Bachman • Sept. 2, 2025

Innovative Systems acquired by investment firm

The South Dakota billing and payments software company was purchased by the Chicago private equity firm GTCR.

By Lynne Marek • Aug. 28, 2025

AGs attack deepfake porn payments

Apple, Visa and others must be “more aggressive” in banning payment authorization for nonconsensual content, state AGs told the companies.

By Justin Bachman • Aug. 28, 2025

Worldpay rewires for bot shoppers

The processor aims to prepare its merchant clients for the opportunities and risks of AI-driven agentic shopping.

By Lynne Marek • Aug. 26, 2025

Healthcare payments have slowed, CEO says

Doctors and dentists have been unable to grow their revenue as inflation and interest rates cause patients to reduce their visits, the CEO of Rectangle Health says.

By Justin Bachman • Aug. 26, 2025

Payments investments, acquisitions slid in H1

Investments in the payments sphere plummeted for the first half of the year, as did acquisitions in the area, according to a KPMG report.

By Lynne Marek • Aug. 25, 2025

Stablecoins set to transform cross-border payments

The search for faster and cheaper global payments is leading many companies to consider the use of stablecoins for remittances.

By Justin Bachman • Aug. 25, 2025

Will payments be ‘quantum safe’ by 2035?

The federal government and industry organizations warn that fraudsters could use the advanced technology to hack into payments systems.

By Lynne Marek • Aug. 22, 2025

US consumer trust in digital payments lags globally

Consumers in the U.S. are less trusting than those in other countries when it comes to using digital tools to make payments, according to a fintech study.

By Tatiana Walk-Morris • Aug. 22, 2025

CFPB seeks comments for new open banking rule

The agency wants to learn about costs, fees and consumer data risks associated with open banking as it seeks to revise a 2024 rule.

By Justin Bachman • Aug. 21, 2025

Fed explores fintech innovation

The Federal Reserve has begun “technical research” on financial technology, including tokenization and AI in payments, said Christopher Waller, a board member and reportedly a candidate for the chairman role.

By Justin Bachman • Aug. 21, 2025

CFPB mulls cutting int’l money transfer oversight

The Consumer Financial Protection Bureau is reconsidering the definition of a large international money transfer firm, potentially reducing regulation.

By Lynne Marek • Aug. 20, 2025

PayPal, Mesh jump into crypto conversion

Just as gold and cash coexist, stablecoin will serve payments while volatile cryptocurrencies remain an investment vehicle, the CEO of crypto-transfer firm Mesh says.

By Justin Bachman • Aug. 20, 2025

EarnIn draws adverse court ruling

A federal judge ruled against the earned wage access company in a decision earlier this month, saying lending laws apply to its business.

By Lynne Marek • Aug. 19, 2025

How AI is supercharging payment platforms for the future

AI is transforming payments, creating smarter, seamless experiences for merchants and customers.

Aug. 18, 2025

The case for earned wage access

“This is a tool that workers value and that policymakers should make more accessible, full stop,” one economist writes.

By Jonathan Davis • Aug. 15, 2025

How stablecoins could impact payments: ACI

With clients wondering how stablecoins will impact payments in the Genius Act era, ACI Worldwide’s chief strategy and growth officer offers insights.

By Lynne Marek • Aug. 15, 2025

NMI appoints new CEO

The embedded payments company plans to install a former top Billtrust executive as its next CEO, after Vijay Sondhi exits next month.

By Lynne Marek • Aug. 14, 2025

NY sues Early Warning over Zelle fraud

The NY attorney general’s state lawsuit comes five months after the Consumer Financial Protection Bureau dropped a federal action over the same matter.

By Justin Bachman • Aug. 13, 2025