Block agrees to $12.5M settlement in Cash App spam text case

A class action alleged the company let users send spam messages to other users in violation of a Washington state law.

By Patrick Cooley • July 23, 2025

Instant paychecks pose moral dilemma for Yooz CFO

The accounts payable software company may offer earned wage access benefits to employees. Yooz CFO John Gronen has reservations.

By Maura Webber Sadovi • July 22, 2025

Explore the Trendline➔

Top 5 stories from Payments Dive

The digital evolution of payments is roiling the industry, forcing companies to rethink pricing schemes and revamp corporate strategies. Embedded payments, earned wage access, real-time systems and other innovations will transform the business.

By Payments Dive staff

How much will killing the penny cost?

The Federal Reserve Bank of Richmond, Virginia, estimates American consumers will pay millions of dollars more annually as merchants round up.

By Lynne Marek • July 22, 2025

Flexbase adds perks on Visa card

Entrepreneurs are affluent and want a business card that offers them the same perks as high-end consumer cards, the company’s CEO says.

By Justin Bachman • July 22, 2025

Fiserv’s Clover delves into healthcare

The payment processor is partnering with a healthcare software company to provide a service fitted for healthcare providers.

By Patrick Cooley • July 22, 2025

Real-time payments zoom ahead

The FedNow system logged a bigger jump in payments volume for the second quarter than did the RTP network, but the latter accounts for more activity.

By Lynne Marek • July 21, 2025

Consumer advocate group slams Genius Act

The law aims to establish a regulatory framework for stablecoins, but critics note that more needs to be done to protect consumers.

By Tatiana Walk-Morris • July 21, 2025

Stablecoins emerge as alternative: Amex CEO

While the digital assets likely won’t replace ACH and SWIFT, they are a viable way to send money in lieu of those rails, Steve Squeri said.

By Patrick Cooley • July 21, 2025

Adyen tackles golf payments

A company executive explained how the payment processor can compete with firms that specialize in processing payments for golf companies.

By Patrick Cooley • July 18, 2025

Deluxe pivots to digital and data

The company known for paper checks aims to jump-start sagging revenue with electronic enterprises, including a fast-growing marketing data arm. 

By Lynne Marek • July 18, 2025

Midsize business use of PayPal, Zelle dipped, Citizens says

The bank's annual survey of midsize companies showed the popularity of business-to-consumer alternative payment types slipped this year.

By Patrick Cooley • July 17, 2025

Mastercard, Visa play down stablecoin threat

The giant card networks are sifting through the opportunities and threats that stablecoins present for their businesses.

By Lynne Marek • July 17, 2025

Treasury faces pushback on ditching checks

A plan to move the U.S. government to digital payments could prevent vulnerable communities from accessing tax refunds and Social Security benefits, groups warn.

By Tatiana Walk-Morris • July 16, 2025

Why small banks may shun Zelle

The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.

By Patrick Cooley • July 16, 2025

Cash App adds tap-to-pay for iPhone

The Block payment tool now allows for contactless credit and debit card payments using Apple's smartphone. 

By Patrick Cooley • July 15, 2025

Fedwire makes ISO leap

The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.

By Lynne Marek • July 15, 2025

6 takeaways from the Senate’s crypto market structure hearing

Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.

By Gabrielle Saulsbery • July 14, 2025

Connecticut enacts controversial EWA law

The state’s governor signed a measure last week that some earned wage access providers opposed.

By Lynne Marek • July 14, 2025

Apple doesn’t threaten Visa, Mastercard, judge rules

Merchant arguments that Apple could displace Visa or Mastercard’s network dominance failed to support an antitrust case on swipe fees, a court found.

By Justin Bachman • July 14, 2025

Why payments modernization can’t wait

“The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.

By Yusuf Qasim • July 11, 2025

Fed’s ISO ‘big bang’ hits

The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.

By Lynne Marek • July 11, 2025

Embedded payments drive into parking

Lots across the U.S. are using systems that let customers park their cars without swiping a credit card or paying an attendant.

By Patrick Cooley • July 10, 2025

Will the X payments plan morph?

With the exit of CEO Linda Yaccarino, it’s a question mark as to when, and whether, the company’s plan for an “everything app” will materialize.

By Lynne Marek • July 10, 2025

Visa, Mastercard vie for Treasury role

The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.

By Lynne Marek • July 9, 2025

FICO reporting could stunt BNPL

If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.

By Patrick Cooley • July 9, 2025