Technology


  • Cash App logo lit in neon
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    Anna Webber via Getty Images
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    Block agrees to $12.5M settlement in Cash App spam text case

    A class action alleged the company let users send spam messages to other users in violation of a Washington state law.

    By July 23, 2025
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    MJHollinshead via Getty Images
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    Instant paychecks pose moral dilemma for Yooz CFO

    The accounts payable software company may offer earned wage access benefits to employees. Yooz CFO John Gronen has reservations.

    By Maura Webber Sadovi • July 22, 2025
  • Hand of person tapping phone with dollar signs floating up Explore the Trendlineâž”
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    1401461124 via Getty Images
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    Trendline

    Top 5 stories from Payments Dive

    The digital evolution of payments is roiling the industry, forcing companies to rethink pricing schemes and revamp corporate strategies. Embedded payments, earned wage access, real-time systems and other innovations will transform the business.

    By Payments Dive staff
  • Many pennies.
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    Tim Boyle via Getty Images
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    How much will killing the penny cost?

    The Federal Reserve Bank of Richmond, Virginia, estimates American consumers will pay millions of dollars more annually as merchants round up.

    By July 22, 2025
  • credit cards premium perks rewards Flex
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    Photo by Bryan Bedder/Getty Images for Capital One via Getty Images
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    Flexbase adds perks on Visa card

    Entrepreneurs are affluent and want a business card that offers them the same perks as high-end consumer cards, the company’s CEO says.

    By Justin Bachman • July 22, 2025
  • A customer pays using a Clover device
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    Permission granted by Fiserv
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    Fiserv’s Clover delves into healthcare

    The payment processor is partnering with a healthcare software company to provide a service fitted for healthcare providers.

    By July 22, 2025
  • 100 dollar bills with green streaks spiraling around them and 0s and 1s in the background
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    Viorika via Getty Images
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    Real-time payments zoom ahead

    The FedNow system logged a bigger jump in payments volume for the second quarter than did the RTP network, but the latter accounts for more activity.

    By July 21, 2025
  • President Trump holds up document with House Speaker Johnson and others behind him.
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    Win McNamee via Getty Images
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    Consumer advocate group slams Genius Act

    The law aims to establish a regulatory framework for stablecoins, but critics note that more needs to be done to protect consumers.

    By Tatiana Walk-Morris • July 21, 2025
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    Justin Sullivan via Getty Images
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    Stablecoins emerge as alternative: Amex CEO

    While the digital assets likely won’t replace ACH and SWIFT, they are a viable way to send money in lieu of those rails, Steve Squeri said.

    By July 21, 2025
  • A view of PXG golf clubs at the PXG x Nick Jonas at TRENDYGOLF USA event held Nov. 17, 2022 in El Segundo, California.
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    Jon Kopaloff via Getty Images
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    Adyen tackles golf payments

    A company executive explained how the payment processor can compete with firms that specialize in processing payments for golf companies.

    By July 18, 2025
  • A person opens their paycheck.
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    AndreyPopov via Getty Images
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    Deluxe pivots to digital and data

    The company known for paper checks aims to jump-start sagging revenue with electronic enterprises, including a fast-growing marketing data arm. 

    By July 18, 2025
  • A Paypal logo and sign is mounted to a metal entrance monument surrounded by shrugs and trees.
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    Alamy
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    Midsize business use of PayPal, Zelle dipped, Citizens says

    The bank's annual survey of midsize companies showed the popularity of business-to-consumer alternative payment types slipped this year.

    By July 17, 2025
  • Stickers with the visa and mastercard logos on the exterior window of a store.
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    Justin Sullivan via Getty Images
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    Mastercard, Visa play down stablecoin threat

    The giant card networks are sifting through the opportunities and threats that stablecoins present for their businesses.

    By Lynne Marek • July 17, 2025
  • President Trump in the oval office of the white house as press looks on
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    Win McNamee/Getty Images via Getty Images
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    Treasury faces pushback on ditching checks

    A plan to move the U.S. government to digital payments could prevent vulnerable communities from accessing tax refunds and Social Security benefits, groups warn.

    By Tatiana Walk-Morris • July 16, 2025
  • A JPMorgan Chase logo stands in front of a building on a city street.
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    subman via Getty Images
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    Why small banks may shun Zelle

    The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.

    By July 16, 2025
  • Apple introduces tap to pay on iPhone.
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    Courtesy of Apple
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    Cash App adds tap-to-pay for iPhone

    The Block payment tool now allows for contactless credit and debit card payments using Apple's smartphone. 

    By July 15, 2025
  • The US Federal Reserve building in Washington DC
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    uschools via Getty Images
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    Fedwire makes ISO leap

    The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.

    By July 15, 2025
  • Senators Tim Scott and Elizabeth Warren converse during a Senate Banking Committee meeting.
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    Chip Somodevilla / Staff via Getty Images
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    6 takeaways from the Senate’s crypto market structure hearing

    Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.

    By Gabrielle Saulsbery • July 14, 2025
  • Connecticut State Capitol
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    DenisTangneyJr via Getty Images
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    Connecticut enacts controversial EWA law

    The state’s governor signed a measure last week that some earned wage access providers opposed.

    By July 14, 2025
  • Apple Visa Mastercard card networks payments retail
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    Justin Sullivan via Getty Images
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    Apple doesn’t threaten Visa, Mastercard, judge rules

    Merchant arguments that Apple could displace Visa or Mastercard’s network dominance failed to support an antitrust case on swipe fees, a court found.

    By Justin Bachman • July 14, 2025
  • A female nurse operates a touch screen in a medical clinic.
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    Don Wu via Getty Images
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    Opinion

    Why payments modernization can’t wait

    “The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.

    By Yusuf Qasim • July 11, 2025
  • FedNow Federal Reserve Bank
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    Mesut Dogan via Getty Images
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    Fed’s ISO ‘big bang’ hits

    The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.

    By July 11, 2025
  • AI parking embedded payments cashierless
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    Patrick Cooley/Payments Dive
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    Embedded payments drive into parking

    Lots across the U.S. are using systems that let customers park their cars without swiping a credit card or paying an attendant.

    By July 10, 2025
  • Tesla CEO Elon Musk in the White House on May 30, 2025.
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    Kevin Dietsch via Getty Images
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    Column

    Will the X payments plan morph?

    With the exit of CEO Linda Yaccarino, it’s a question mark as to when, and whether, the company’s plan for an “everything app” will materialize.

    By July 10, 2025
  • swipe fees merchants interchange settlement Visa Mastercard
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    Fly View Productions via Getty Images
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    Visa, Mastercard vie for Treasury role

    The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.

    By July 9, 2025
  • A smartphone displaying the Affirm app
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    Courtesy of Affirm
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    FICO reporting could stunt BNPL

    If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.

    By July 9, 2025