Technology


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    Sam Silverstein/Payments Dive
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    BNPL payments rise with young, repeat users

    Buy now, pay later users in the U.S. tended to be returning customers under 35 years-old, according to a new analysis from LexisNexis Risk Solutions.

    By Dec. 20, 2024
  • Vercel's CEO and CFO together at a table with Stripe CFO and board member Steffan Tomlinson
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    Courtesy of Vercel Inc
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    Stripe CFO joins board of AI start-up Vercel

    The digital payments company’s CFO will become a director at the firm as it seeks to build out generative AI-enabled tools.

    By Grace Noto • Dec. 19, 2024
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    kentoh via Getty Images
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    Trendline

    Digital wallets proliferate as features advance

    As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

    By Payments Dive staff
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    Getty Images/Staff via Getty Images
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    BVNK raises $50M to fuel US expansion

    The stablecoin startup’s plans, including a new office in San Francisco, coincide with the incoming crypto-friendly Trump administration.

    By Tatiana Walk-Morris • Dec. 18, 2024
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    Chris McGrath/Getty Images Europe via Getty Images
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    What role do stablecoins play in the payments industry?

    With the discussion of stablecoins intensifying after the election of Donald Trump, here’s a primer explaining what this cryptocurrency is and what its practical uses may be.

    By Dec. 17, 2024
  • A scene with people standing at colorful booths at the Nacha Faster Smarter Payments conference in Miami in 2024.
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    Lynne Marek/Payments Dive
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    Q&A

    Nacha CEO talks 2025 trends

    Jane Larimer, who leads the association, predicts pay-by-bank and instant payments will remain hot topics next year, with artificial intelligence staying center stage as well.

    By Dec. 16, 2024
  • PayPal and Venmo logos on sign sitting on merchant's counter next to a clerk's digital display for payments.
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    Courtesy of PayPal
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    PayPal to boost prices for merchants

    The digital payments pioneer plans to increase fees U.S. merchants pay for some of its services, including buy now, pay later options, starting next month.

    By Dec. 12, 2024
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    Dan Kitwood via Getty Images
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    Opinion

    Banks scramble to meet new ISO standard

    “Companies that delay action risk losing out on both improved payment experiences and potential business with companies whose systems no longer sync up,” writes one industry senior vice president.

    By Robert Turner • Dec. 12, 2024
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    Anna Webber via Getty Images
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    Afterpay to drive Cash App growth, executive says

    Once users have signed up for the Cash App card, Block can convince them to use other Block products, a company executive said.

    By Dec. 11, 2024
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    JHVEPhoto via Getty Images
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    CFPB-Google battle likely to stretch into next administration

    The Consumer Financial Protection Bureau says Google’s payment unit failed to explain why it was denying customer requests for refunds. Google told the agency to back off in a lawsuit.

    By Dec. 10, 2024
  • People standing at a booth in front of a conference booth with a placard that says 'FIS.'
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    Lynne Marek/Payments Dive
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    FIS nears capital markets acquisition

    The financial tech provider is on the cusp of making a purchase, at the same time that it’s grappling with employee severance costs, its CFO said last week.

    By Dec. 9, 2024
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    H. Armstrong Roberts via Getty Images
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    Q&A

    Keeping cash may be critical for a resilient payment system

    Climate change, wars and societal benefits should lead the U.S. to maintain greenbacks as an alternative to electronic money, one business professor argues, but he’s worried about preserving it.

    By Dec. 9, 2024
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    Permission granted by Afterpay
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    Sponsored by Afterpay

    Afterpay’s holiday shopping trends: Free shipping, BNPL for budgeting and more

    The holidays are here, and while shoppers are filling their carts, check out what Afterpay is seeing as some of the trends.

    Dec. 9, 2024
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    Matt Winkelmeyer / Staff via Getty Images
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    Crypto leaders have knives out for attorneys leaving the SEC

    Coinbase and Ripple executives want law firms not to hire lawyers who worked on lawsuits against them.

    By Robert Freedman • Dec. 6, 2024
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    baona via Getty Images
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    RTP limit to rise to $10M for 2025

    The Clearing House's move to increase to $10 million the amount that can be sent over its real-time network may attract more corporate use of the system.

    By Tatiana Walk-Morris • Dec. 6, 2024
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    Sean Gallup via Getty Images
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    PayPal targets higher Braintree pricing

    The digital payments pioneer is attempting to develop a more profitable unbranded business line, the company's CFO said at an investor conference this week.

    By Suman Bhattacharyya • Dec. 5, 2024
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    Courtesy of Shift4
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    Trump taps Shift4’s Isaacman to run NASA

    The CEO of the payment and technology company has led two space missions for the private company SpaceX.

    By Dec. 4, 2024
  • The Federal Reserve building is seen January 22, 2008 in Washington, DC. People walk by.
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    Chip Somodevilla via Getty Images
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    FedNow racks up nearly $246M in annual expenses

    The Federal Reserve projects the real-time payment system’s costs will climb slightly next year, from the $245.5 million it expects to spend this year.

    By Dec. 4, 2024
  • Frustrated young woman with a smartphone in her hands while she sits on a couch at home.
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    Pekic via Getty Images
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    Global Payments spots 6 trends for next year

    The payments processor predicts fraud-fighting tools, embedded payments and comprehensive point-of-sale systems will be center stage in 2025.

    By Tatiana Walk-Morris • Dec. 4, 2024
  • Closeup shot of a woman paying using NFC technology in a cafe
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    Cecilie Arcurs via Getty Images
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    Q&A

    Worldpay exec talks digital wallet security

    The head of fraud prevention for the processor said the company leverages data to block hackers and fraudsters seeking digital wallet information.

    By Dec. 3, 2024
  • CFPB Director Rohit Chopra speaks in front of the House Financial Services Committee.
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    Anna Moneymaker via Getty Images
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    CFPB proposes rule to rein in data brokers’ sale of consumer information

    With the proposal, the federal agency aims to crack down on fraudsters and others seeking to use sensitive personal information for illicit activities.

    By Dec. 3, 2024
  • A person in an apparel store can be seen through a Black Friday sign in a store window.
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    Kena Betancur via Getty Images
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    Black Friday winners and losers

    Payments players charted an increase in spending over the Thanksgiving Day holiday weekend, with e-commerce sales growth outstripping the rise in stores.

    By Daphne Howland • Dec. 2, 2024
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    shutterstock.com/ESB Professional

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    Sponsored by PayNearMe

    Lead or be left behind: Adapting to the payment needs of every generation

    Meet the payment needs of every generation to boost loyalty, satisfaction and on-time payments.

    Dec. 2, 2024
  • A smartphone displaying the Affirm app
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    Courtesy of Affirm
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    BNPL use may rise this year for holiday shopping

    With credit card interest rates at a historic high, consumers are likely to gravitate to lower-cost alternatives, including potentially buy now, pay later options, industry consultants say.

    By Nov. 27, 2024
  • Bitcoin and dollars
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    Dan Kitwood via Getty Images
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    Q&A

    Ex-PayPal CEO opines on everything from crypto to Cobol

    Bill Harris, who briefly led the payments pioneer, talks about the U.S. lagging in payments innovation, and the potential of stablecoins.

    By Nov. 26, 2024
  • Frustrated young woman with a smartphone in her hands while she sits on a couch at home.
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    Pekic via Getty Images
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    Push payment scam losses to surpass $3B by 2028: report

    U.S. fraud losses due to push payment scams are rising, partly because of more real-time payments, according to a report from the payments company ACI Worldwide.

    By Tatiana Walk-Morris • Nov. 25, 2024