Regulations & Policy
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Fiserv, PayPal ex-CEOs grab new roles
The former chief executive of the payments processor behemoth will now lead the Internal Revenue Service as well as the Social Security Administration.
By Lynne Marek • Oct. 6, 2025 -
Checkout.com seeks Georgia banking charter
If Checkout.com succeeds in its bid to be a merchant acquirer limited purpose bank, it would become the third company – after Fiserv and Stripe – to do so.
By Gabrielle Saulsbery • Oct. 3, 2025 -
Explore the Trendline➔
Getty ImagesTrendlinePayments industry seeks to keep pace with fraudsters
As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.
By Payments Dive staff -
Opinion
BNPL lenders should report customers’ data
Keeping BNPL data from consumers’ credit reports is preventing millions of people from building credit, the CEO of a fintech trade association says.
By Phil Goldfeder • Oct. 3, 2025 -
DOJ granted brief stay in Visa debit case
The U.S. government’s closure this week prompted the Justice Department to request a “temporary” pause in its antitrust lawsuit against Visa.
By Justin Bachman • Updated Oct. 3, 2025 -
Payments conferences to keep on your radar for 2026
The U.S. open banking rule and artificial intelligence are expected to be hot topics at next year’s payments industry events.
By Shefali Kapadia • Oct. 1, 2025 -
NYDFS’ Adrienne Harris to step down
Kaitlin Asrow, who leads the regulator’s research and innovation division and previously was a senior fintech policy adviser at the San Francisco Fed, will serve as the state agency’s acting superintendent starting Oct. 18.
By Dan Ennis • Sept. 30, 2025 -
Technology could make payments cheaper: Waller
Fed Gov. Christopher Waller touted the benefits of stablecoins and distributed ledgers, saying that new technology should not be feared.
By Gabrielle Saulsbery • Sept. 30, 2025 -
Opinion
The trouble with ending US checks
The government must modernize payments, but officials retiring paper checks should be thoughtful and inclusive, the CEO of a consumer group writes.
By Jennifer Tescher • Sept. 26, 2025 -
DailyPay case belongs in state court, judge rules
A federal judge agreed with the New York attorney general that state court is the proper jurisdiction for a lawsuit against the earned wage access lender.
By Justin Bachman • Sept. 25, 2025 -
CFPB ends U.S. Bank, Apple consent orders early
The bureau contends the bank and tech giant have paid their penalties in separate cases related to unemployment benefits restrictions and the launch of the Apple Card.
By Dan Ennis • Sept. 23, 2025 -
PayPal probed on China ties
A House select committee wants the payments giant to detail how it ensures anti-money laundering compliance within its Weixin Pay partnership.
By Justin Bachman • Sept. 23, 2025 -
Payment players offer fraud fixes
EWS, Nacha and the Financial Technology Association told regulators that collaboration, information-sharing and more consumer education are needed to tackle payments fraud.
By Caitlin Mullen • Sept. 23, 2025 -
Opinion
Don’t conflate surcharges and ‘junk’ fees
“Payment processors and merchants must strongly oppose claims conflating credit card surcharging with mandatory or ‘junk’ fees,” say legal pros.
By Jonathan Razi and Keturah Taylor • Sept. 19, 2025 -
Opinion
APR caps would shrink access to credit
“Well-meaning legislation shouldn’t leave behind the very people it intends to help,” writes one bank CEO.
By David Becker • Sept. 12, 2025 -
Stablecoin advances crypto adoption
Once large banks and big payments companies “start leaning in, then obviously that gets the flywheel going,” says Taxbit CEO Lindsey Argalas.
By Grace Noto • Sept. 10, 2025 -
Column
Open banking looks better with crypto
After fintechs and crypto bros showed how banks might fetter digital assets, the Consumer Financial Protection Bureau revamped its views of open banking.
By Justin Bachman • Sept. 8, 2025 -
Opinion
Earned wage access should be free
“This industry simply cannot continue to charge employees to access their pay,” writes a fintech founder. “We cannot expect employers to deduct these fees from paychecks through payroll.”
By Jason Lee • Sept. 5, 2025 -
Chase flags end of gov’t checks
The JPMorgan bank says it’s striving to make branch customers aware of the federal government’s plan to stop sending paper checks next month. Some consumer advocates are still worried.
By Lynne Marek • Sept. 4, 2025 -
AGs attack deepfake porn payments
Apple, Visa and others must be “more aggressive” in banning payment authorization for nonconsensual content, state AGs told the companies.
By Justin Bachman • Aug. 28, 2025 -
CFPB proposes trimming nonbank purview
A CFPB rule proposed Tuesday would restrict the bureau’s ability to supervise nonbanks. The agency said it aims to adopt a binding, standardized definition of “risks to consumers” that would make enforcement consistent.
By Caitlin Mullen • Aug. 27, 2025 -
BNPL firms urge HUD to skip new rules
Regulators need greater insight into the impacts of buy now, pay later lending, multiple groups said in their comments to U.S. housing officials.
By Justin Bachman • Aug. 27, 2025 -
Retrieved from Walmart.
EWA players seek federal oversight
A trade group representing earned wage access providers backs introduction of a bill outlining federal oversight for the emerging industry.
By Lynne Marek • Aug. 27, 2025 -
CFPB mulls cutting int’l money transfer oversight
The Consumer Financial Protection Bureau is reconsidering the definition of a large international money transfer firm, potentially reducing regulation.
By Lynne Marek • Aug. 20, 2025 -
EarnIn draws adverse court ruling
A federal judge ruled against the earned wage access company in a decision earlier this month, saying lending laws apply to its business.
By Lynne Marek • Aug. 19, 2025 -
NY queries BNPL providers
New York regulators said Monday that buy now, pay later companies can have extra time to furnish voluntary BNPL data ahead of new state rules.
By Justin Bachman • Aug. 19, 2025