Visa denies DOJ debit card allegations

The largest card network said it doesn’t have a monopoly in the debit card market and that its agreements don’t pay others to avoid competing.

By Justin Bachman • Aug. 1, 2025

EWS schools Zelle users on fraud

The company has locked arms with a national nonprofit to educate consumers about fraud and scams on the peer-to-peer payments tool.

By Patrick Cooley • Aug. 1, 2025

Explore the Trendline➔

Top 5 stories from Payments Dive

The digital evolution of payments is roiling the industry, forcing companies to rethink pricing schemes and revamp corporate strategies. Embedded payments, earned wage access, real-time systems and other innovations will transform the business.

By Payments Dive staff

Wise shareholders vote to move primary listing to US

One of the money transfer company’s co-founders criticized the stock listing move to New York from London.

By Dan Ennis • July 31, 2025

CFPB to revise open banking rule

The Consumer Financial Protection Bureau said Tuesday it will “substantially” revise the 2024 Biden-era open banking rule that drew a lawsuit from banks.

By Justin Bachman • July 29, 2025

Capital One delivers few details on $265B community plan

A year after touting a community investment proposal as part of an effort to acquire Discover Financial, the card issuer has yet to lay out program specifics.

By Tatiana Walk-Morris • July 29, 2025

Fiserv sued over Clover migration

A securities lawsuit alleges the payments processor moved merchants to Clover, and then misled investors about the point-of-sale system’s growth.

By Patrick Cooley • July 28, 2025

Payments hurl toward digitization

It’s no coincidence that President Donald Trump ushered in the stablecoin era just a few months after the Treasury Department canceled the penny.

By Lynne Marek • July 25, 2025

Stablecoins face last-mile trouble

“The promise of stablecoins to solve existing issues quickly encounters a series of challenges,” writes an ACI Worldwide executive. “Chief among them is what we call the ‘last mile’ problem.”

By Phil Bruno • July 24, 2025

Fiserv revenue forecast dims

The payments processor offered a less rosy outlook as executives took some blame for second-quarter revenue growth being lower than analysts expected. It also agreed to buy a TD Bank portfolio.

By Patrick Cooley • July 24, 2025

Groups seek Trump aid on open banking

Fintechs and merchants urged the president to take on big banks and let the U.S. open banking rule move forward.

By Justin Bachman • July 24, 2025

Block agrees to $12.5M settlement in Cash App spam text case

A class action alleged the company let users send spam messages to other users in violation of a Washington state law.

By Patrick Cooley • July 23, 2025

EWA providers fight NY over court venue

The New York Attorney General opposes efforts by DailyPay and MoneyLion to have the state’s earned wage access lawsuits tried in federal court.

By Justin Bachman • July 22, 2025

How much will killing the penny cost?

The Federal Reserve Bank of Richmond, Virginia, estimates American consumers will pay millions of dollars more annually as merchants round up.

By Lynne Marek • July 22, 2025

Consumer advocate group slams Genius Act

The law aims to establish a regulatory framework for stablecoins, but critics note that more needs to be done to protect consumers.

By Tatiana Walk-Morris • July 21, 2025

Stablecoins emerge as alternative: Amex CEO

While the digital assets likely won’t replace ACH and SWIFT, they are a viable way to send money in lieu of those rails, Steve Squeri said.

By Patrick Cooley • July 21, 2025

Gambling on cards, wallets spurs debate

The growth of U.S. sports betting has given rise to a variety of regulatory proposals addressing gamblers’ use of credit cards and digital wallets.

By Justin Bachman • July 18, 2025

A small business fight against card fee caps

“This isn’t a red state or blue state issue, it’s a Main Street issue being driven from both statehouses and Capitol Hill,” writes one small business owner.

By Jessica Ward • July 17, 2025

Treasury faces pushback on ditching checks

A plan to move the U.S. government to digital payments could prevent vulnerable communities from accessing tax refunds and Social Security benefits, groups warn.

By Tatiana Walk-Morris • July 16, 2025

Chargebacks persist as court voids FTC rule

Consumers view disputed payments as a viable refund alternative, according to a survey that arrived with the demise of a federal “click-to-cancel” rule.

By Justin Bachman • July 16, 2025

Fedwire makes ISO leap

The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.

By Lynne Marek • July 15, 2025

Fintechs blast JPMorgan over data fees

The largest U.S. bank says it will begin charging the firms to access customer financial data amid an open banking court battle.

By Justin Bachman • July 15, 2025

6 takeaways from the Senate’s crypto market structure hearing

Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.

By Gabrielle Saulsbery • July 14, 2025

Connecticut enacts controversial EWA law

The state’s governor signed a measure last week that some earned wage access providers opposed.

By Lynne Marek • July 14, 2025

Why payments modernization can’t wait

“The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.

By Yusuf Qasim • July 11, 2025

Fed’s ISO ‘big bang’ hits

The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.

By Lynne Marek • July 11, 2025