CFPB mulls cutting int’l money transfer oversight

The Consumer Financial Protection Bureau is reconsidering the definition of a large international money transfer firm, potentially reducing regulation.

By Lynne Marek • Aug. 20, 2025

EarnIn draws adverse court ruling

A federal judge ruled against the earned wage access company in a decision earlier this month, saying lending laws apply to its business.

By Lynne Marek • Aug. 19, 2025

Explore the Trendline➔

Top 5 stories from Payments Dive

The digital evolution of payments is roiling the industry, forcing companies to rethink pricing schemes and revamp corporate strategies. Embedded payments, earned wage access, real-time systems and other innovations will transform the business.

By Payments Dive staff

NY queries BNPL providers

New York regulators said Monday that buy now, pay later companies can have extra time to furnish voluntary BNPL data ahead of new state rules.

By Justin Bachman • Aug. 19, 2025

Early Warning shirked safeguards, NY says

As states step into the breach left by the CFPB, New York alleges Zelle’s parent devised security policies in 2019 to counter fraud on the payments network, but didn’t impose them for four years.

By Justin Bachman • Aug. 18, 2025

ACH payments used for ex-banker’s fraud

A former Alabama banker made some 273 fraudulent ACH transactions over 10 years, ultimately embezzling about $2.3 million, the DOJ said.

By Rajashree Chakravarty • Aug. 18, 2025

The case for earned wage access

“This is a tool that workers value and that policymakers should make more accessible, full stop,” one economist writes.

By Jonathan Davis • Aug. 15, 2025

How stablecoins could impact payments: ACI

With clients wondering how stablecoins will impact payments in the Genius Act era, ACI Worldwide’s chief strategy and growth officer offers insights.

By Lynne Marek • Aug. 15, 2025

Trump order zeroes in on payments

The president’s ‘debanking’ executive order last week took aim at financial firms that may be stymieing payments services for political reasons. 

By Tatiana Walk-Morris • Aug. 14, 2025

NY sues Early Warning over Zelle fraud

The NY attorney general’s state lawsuit comes five months after the Consumer Financial Protection Bureau dropped a federal action over the same matter.

By Justin Bachman • Aug. 13, 2025

Shift4 helps crypto fans blast off

The payments company has started processing cryptocurrency transactions for the space flight company Blue Origin.

By Patrick Cooley • Aug. 12, 2025

AI takes on bill payments

Paymentus CEO Dushyant Sharma explained how his company is using AI to make paying bills digitally more efficient.

By Patrick Cooley • Aug. 11, 2025

Block courts teen app users

The company announced a focus on keeping its youngest customers on Cash App to secure future growth for the platform.

By Patrick Cooley • Aug. 8, 2025

Big bank moves threaten innovation

That threat extends to American leadership, but the Trump administration can address it in a revised open banking rule, trade group leaders say.

By Penny Lee and Ji Hun Kim • Aug. 8, 2025

Judge vacates debit fee regulations

The federal court ruling potentially forces the Federal Reserve to revisit rules on fees banks can charge merchants when consumers swipe debit cards.

By Lynne Marek • Aug. 7, 2025

Shift4 faces CFO, board departures

The payment processor’s CFO will step down and join the board, while the company founder’s father said he will resign from the board.

By Patrick Cooley • Aug. 7, 2025

Georgia bank charter attracts two more takers

One payments company has applied for the special acquirer credential and another has expressed interest, a state official said.

By Patrick Cooley • Aug. 6, 2025

When will you be able to buy a pizza with stablecoin?

The Genius Act is law. Here’s how 5 professionals in the payments industry view prospects for the digital currency becoming a daily payment option.

By Justin Bachman • Aug. 5, 2025

Shuffle: Finzly, Bitcoin Depot and PayIt

Fintech companies made new CFO and other executive appointments last month as they brace for economic and regulatory headwinds.

By Tatiana Walk-Morris • Aug. 4, 2025

Mastercard backs open banking

The card network’s CEO favors the worldwide open banking trend, and predicts it will be a “winning proposition over time.”

By Lynne Marek • Aug. 4, 2025

Visa denies DOJ debit card allegations

The largest card network said it doesn’t have a monopoly in the debit card market and that its agreements don’t pay others to avoid competing.

By Justin Bachman • Aug. 1, 2025

EWS schools Zelle users on fraud

The company has locked arms with a national nonprofit to educate consumers about fraud and scams on the peer-to-peer payments tool.

By Patrick Cooley • Aug. 1, 2025

Wise shareholders vote to move primary listing to US

One of the money transfer company’s co-founders criticized the stock listing move to New York from London.

By Dan Ennis • July 31, 2025

CFPB to revise open banking rule

The Consumer Financial Protection Bureau said Tuesday it will “substantially” revise the 2024 Biden-era open banking rule that drew a lawsuit from banks.

By Justin Bachman • July 29, 2025

Capital One delivers few details on $265B community plan

A year after touting a community investment proposal as part of an effort to acquire Discover Financial, the card issuer has yet to lay out program specifics.

By Tatiana Walk-Morris • July 29, 2025

Fiserv sued over Clover migration

A securities lawsuit alleges the payments processor moved merchants to Clover, and then misled investors about the point-of-sale system’s growth.

By Patrick Cooley • July 28, 2025