Regulations & Policy


  • OCC
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    Retrieved from OCC.
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    Capital One-Discover wins approvals

    The Federal Reserve and the Office of the Comptroller of the Currency will allow a merger creating the largest U.S. credit card issuer.

    By Dan Ennis • April 18, 2025
  • The entrance to the Consumer Financial Protection Bureau headquarters is seen, with the bureau's logo on a glass door.
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    Anna Moneymaker / Staff via Getty Images
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    CFPB to ‘deprioritize’ payments oversight

    An agency memo directs the agency’s staff to bring redress directly to affected consumers, “rather than imposing penalties on companies.”

    By Gabrielle Saulsbery • April 18, 2025
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    tommy via Getty Images
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    Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • People standing at a conference booth with a Visa logo overhead.
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    Lynne Marek/Payments Dive
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    Visa’s Pismo names new CEO

    The Brazilian payments software business promoted new executives as it pursues growth under the auspices of its giant card network owner.

    By Tatiana Walk-Morris • April 18, 2025
  • Juice bar merchant takes card for transaction.
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    jacoblund via Getty Images
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    Pay-by-bank should offer perks: Deloitte

    Banks must persuade merchants and consumers the payment method is an acceptable alternative to credit cards, the consulting firm suggested.

    By April 17, 2025
  • financing medical debt fintechs
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    DNY59 via Getty Images
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    For medical debt, ‘care now, pay later’ models abound

    As healthcare expenses grow, fintech startups look to boost the affordability — and profitability — of medical payments.

    By Justin Bachman • April 16, 2025
  • A customer pays using a Clover device
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    Permission granted by Fiserv
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    Klarna partners with Fiserv’s Clover

    A recently signed deal will bring Klarna’s installment loans to Clover checkout at merchants across the U.S.

    By April 16, 2025
  • Juice bar merchant takes card for transaction.
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    jacoblund via Getty Images
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    Worldpay delivers payments industry insights in DC

    Executives of the merchant services company visited Capitol Hill this month to connect with congressional staffers and share their views on payments.

    By April 15, 2025
  • A person displays their open wallet and cards
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    Joe Raedle / Staff via Getty Images
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    Credit card 90-day delinquencies rise to record: report

    The percentage of U.S. credit card accounts past due for 90 days was the highest in 12 years during the fourth quarter, a Philadelphia Federal Reserve report said.

    By April 15, 2025
  • earned wage access lawsuits
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    Michael M. Santiago via Getty Images
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    NY AG alleges two wage access providers made illegal loans

    The state’s lawsuits against DailyPay and MoneyLion seek to wind down their earned wage access practices in New York.

    By Justin Bachman • April 15, 2025
  • Rep. Bill Huizenga speaks with his glasses in his right hand at a congressional hearing.
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    Chip Somodevilla via Getty Images
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    Republicans pressure Fed on debit card fees

    Some House Financial Services Committee members are pressuring the Federal Reserve to reverse a proposal to lower the debit card fees that banks can charge.

    By April 14, 2025
  • bitcoin
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    Getty Images/Staff via Getty Images
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    DOJ scales back crypto enforcement

    The Justice Department will stop prosecuting “unwitting” regulatory violations and focus its efforts on going after those who victimize crypto investors or use crypto to support illicit activities.

    By Gabrielle Saulsbery • April 11, 2025
  • Block Head Jack Dorsey testifies during a Senate Intelligence Committee hearing on Capitol Hill.
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    Drew Angerer via Getty Images
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    Block agrees to pay $40M New York penalty

    The payments technology company agreed to pay the fine under a consent order to settle allegations related to lax oversight of its Cash App payments tool.

    By April 11, 2025
  • Two people stand behind a counter looking out from behind a white computer display.
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    Courtesy of Square
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    PayPal, Block and others face recession risk: analysts

    As President Trump’s tariff war raises the specter of a U.S. recession, analysts cited certain payments players as potentially more vulnerable in an economic downturn.

    By April 10, 2025
  • Shift4 CEO Jared Isaacman
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    Courtesy of Shift4. Shift4 CEO Jared Isaacman
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    Shift4 CEO grilled by senators on Musk, SpaceX ties

    The lawmakers questioned Jared Isaacman on whether he would remain independent of Musk if he is confirmed to lead NASA.

    By April 10, 2025
  • Congress US House
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    Win McNamee via Getty Images
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    House votes to kill CFPB big tech payments rule

    The measure revoking the bureau’s oversight of large technology payments players, such as Google and Block, passed on a straight party-line vote.

    By Justin Bachman • April 10, 2025
  • PayPal sign outside in front of parking lot with cars in background.
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    Justin Sullivan via Getty Images
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    PayPal’s Xoom, Tencent partner on cross-border payments

    The deal provides another avenue for customers seeking to send remittances to Chinese consumers.

    By Tatiana Walk-Morris • April 10, 2025
  • A woman using a mobile phone with online transaction appl
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    marchmeena29 via Getty Images
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    Rain raises $75M in equity funding

    With a fresh capital infusion, the earned wage access provider aims to launch more savings and credit products this year.

    By Tatiana Walk-Morris • April 9, 2025
  • Fiserv's headquarters in Milwaukee
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    Permission granted by Fiserv
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    Fiserv acquires Australian payment facilitator Pinch

    The move comes after the Milwaukee-based payments processor said it would expand its Clover point-of-sale service in Australia.

    By April 9, 2025
  • Donald Trump holds up a hat as he signs an executive order while sitting at his desk in the Oval Office
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    Alex Wong / Staff via Getty Images
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    Fiserv says US trade war could harm demand

    The company’s point-of-sale devices are manufactured overseas, and therefore subject to across-the-board import taxes.

    By April 8, 2025
  • A close-up of a paper pay slip with tax and pension information.
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    tattywelshie via Getty Images
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    DailyPay sues New York Attorney General

    The earned wage access provider lodged a lawsuit against the state after it was notified of alleged lending violations.

    By April 8, 2025
  • payments financial crisis regulation
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    Dilok Klaisataporn via Getty Images
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    Do growing fintechs need more federal regulation?

    State regulators say they’re updating their rules and are best-suited to oversee licensed money transmitters — and a new U.S. payments charter isn’t needed. 

    By Justin Bachman • April 8, 2025
  • Person taps credit card at payment terminal
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    Mykola Pokhodzhay via Getty Images
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    Stripe seeks Georgia special banking charter

    If approved, the charter would give Stripe the ability to process credit card transactions without a bank partner.

    By April 7, 2025
  • A ballpoint pen sits with its tip on a check.
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    fluxfoto/E+ via Getty Images
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    US businesses cling to paper checks

    Large and small businesses alike are still using the 20th-century form of payment extensively, even as the federal government presses ahead with digital alternatives.

    By April 7, 2025
  • Justice Department Gail Slater
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    Francis Chung/Politico/AP

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    Cap One-Discover deal detractors assail reported DOJ approval

    Capital One’s $35 billion purchase faces two remaining federal approvals — and plenty of critics who expect consumers will face higher costs.

    By Justin Bachman • April 6, 2025
  • Sen. Dick Durbin stands in front of National Restaurant Association logo screen with members of that association.
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    Permission granted by Durbin's senate office
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    Durbin rounds up CCCA support

    The Democrat from Illinois asked retail and restaurant industry representatives this week to help build support for the Credit Card Competition Act, but it has yet to be introduced this year.

    By April 4, 2025