Banking


  • Computer display showing Pinterest screen.
    Image attribution tooltip
    Astrid Stawiarz via Getty Images
    Image attribution tooltip

    Visa board adds Pinterest CEO

    The credit card network giant added the social media company’s chief executive, Bill Ready, as it expanded its board to 12 members.

    By Oct. 7, 2025
  • Blocks spell M and A
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Synchrony buys software firm

    The card issuer said acquiring Versatile Credit’s consumer financing platform will drive more merchant sales and consumer credit access.

    By Caitlin Mullen • Oct. 6, 2025
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • hourly work earned wage access DailyPay on-demand pay
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    DailyPay replaces CEO

    Nelson Chai, the earned wage access provider’s executive chairman since January, becomes the fintech's fourth CEO in five years.

    By Gabrielle Saulsbery • Oct. 2, 2025
  • US courthouse Manhattan New York
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    DOJ granted brief stay in Visa debit case

    The U.S. government’s closure this week prompted the Justice Department to request a “temporary” pause in its antitrust lawsuit against Visa.

    By Justin Bachman • Updated Oct. 3, 2025
  • disaster relief payments FedNow banks
    Image attribution tooltip
    Mario Tama via Getty Images
    Image attribution tooltip

    FedNow debuts disaster aid payments

    An executive of the Fed’s real-time payment network says speedy relief payments will be “a game-changer” for people and businesses in need.

    By Tatiana Walk-Morris • Oct. 1, 2025
  • People mill at a conference with a Global Payments sign that markets its Genius brand in the background.
    Image attribution tooltip
    Lynne Marek/Payments Dive
    Image attribution tooltip

    Payments conferences to keep on your radar for 2026

    The U.S. open banking rule and artificial intelligence are expected to be hot topics at next year’s payments industry events.

    By Shefali Kapadia • Oct. 1, 2025
  • Stack of credit cards spread out
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    US payments growth may have peaked

    Payments revenue growth is projected to slow over the next four years, with cash-to-card migration largely in the rearview, said the author of a BCG report.

    By Caitlin Mullen • Sept. 29, 2025
  • Fiserv cash management bank desposits
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Fiserv buys cash manager to boost stablecoin

    The deal for StoneCastle expands Fiserv as a liquidity source for financial institutions, and will help the processor fund cash for its FIUSD stablecoin.

    By Justin Bachman • Sept. 29, 2025
  • Fiserv headquarters
    Image attribution tooltip
    Courtesy of Fiserv
    Image attribution tooltip

    Fiserv acquires tech consulting firm

    The deal for Smith Consulting Group is designed to give Fiserv’s bank and credit union customers deeper technical expertise.

    By Justin Bachman • Sept. 26, 2025
  • Treasury federal paper checks fraud IRS Social Security
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Opinion

    The trouble with ending US checks

    The government must modernize payments, but officials retiring paper checks should be thoughtful and inclusive, the CEO of a consumer group writes.

    By Jennifer Tescher • Sept. 26, 2025
  • People standing at a booth in front of a conference booth with a placard that says 'FIS.'
    Image attribution tooltip
    Lynne Marek/Payments Dive
    Image attribution tooltip

    FIS acquires fintech Amount

    The Chicago-based fintech, which provides banking technology, expands the portfolio of services FIS can offer banks and credit unions.

    By Caitlin Mullen • Sept. 24, 2025
  • A sign that reads "Discover" marks the entrance to the card company's headquarters in Illinois.
    Image attribution tooltip
    Scott Olson / Staff via Getty Images
    Image attribution tooltip

    Capital One cuts Discover workers

    The bank said it’s cutting nearly 400 Discover employees between November and March 2026, following job cuts last month related to Discover’s home equity business.

    By Caitlin Mullen • Sept. 23, 2025
  • consumer financial protection bureau sign on building
    Image attribution tooltip
    Anna Moneymaker via Getty Images
    Image attribution tooltip

    CFPB ends U.S. Bank, Apple consent orders early

    The bureau contends the bank and tech giant have paid their penalties in separate cases related to unemployment benefits restrictions and the launch of the Apple Card.

    By Dan Ennis • Sept. 23, 2025
  • Close-up of a smartphone screen showing an app icon with a blue background and a handshake logo inside a stylized envelope. The text below reads "Send Money wit..".
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Remitly debuts tiered membership platform

    Remitly One contains a “send-now-pay-later” feature that allows subscribers instant access to funds and a digital debit card that lets subscribers bypass foreign transaction fees.

    By Dan Ennis • Sept. 18, 2025
  • Plaid JPMorgan Chase open banking fees fintechs
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Plaid to pay for JPMorgan data

    Under the agreement between the two companies, the bank will be paid for sharing consumer data with Plaid. Fintech groups excoriated JPMorgan for the new access fees.

    By Justin Bachman • Sept. 16, 2025
  • Block Cash App debit cards lending BNPL buy now pay later
    Image attribution tooltip
    Courtesy of Block
    Image attribution tooltip

    Cash App lures BNPL card users

    Block has drawn 1 million consumers to its Cash App debit card with post-purchase BNPL, creating a “next-gen” credit card clientele, the company’s CFO said.

    By Justin Bachman • Sept. 16, 2025
  • U.S. senators walking in a crowded hallway of the U.S. Capitol near elevators.
    Image attribution tooltip
    Chip Somodevilla via Getty Images
    Image attribution tooltip
    Opinion

    APR caps would shrink access to credit

    “Well-meaning legislation shouldn’t leave behind the very people it intends to help,” writes one bank CEO.

    By David Becker • Sept. 12, 2025
  • FedNow Federal Reserve instant payments banks
    Image attribution tooltip
    Michael M. Santiago via Getty Images
    Image attribution tooltip

    Fed lifts FedNow limit to $10M

    As financial firms flock to instant payments, the Federal Reserve has pitched FedNow as a way to ease internal transfers, corporate payroll and big transactions.

    By Tatiana Walk-Morris • Sept. 10, 2025
  • A close-up of a payment kiosk panel showing accepted payment logos—Visa, Mastercard, Apple Pay, Android Pay, and contactless payment—on a white background above a red unit.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Visa, Mastercard push more tokenization

    The card network giants want more merchants and consumers using cards with security tokens to increase transaction volume and to reduce fraud.

    By Sept. 10, 2025
  • Hand of businessman using smart phone with coin icon
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Stablecoin advances crypto adoption

    Once large banks and big payments companies “start leaning in, then obviously that gets the flywheel going,” says Taxbit CEO Lindsey Argalas.

    By Grace Noto • Sept. 10, 2025
  • CFPB open banking banks Russell Vought fintechs Trump cryptocurrency
    Image attribution tooltip
    Anna Moneymaker via Getty Images
    Image attribution tooltip
    Column

    Open banking looks better with crypto

    After fintechs and crypto bros showed how banks might fetter digital assets, the Consumer Financial Protection Bureau revamped its views of open banking.

    By Justin Bachman • Sept. 8, 2025
  • A close-up of a paper pay slip with tax and pension information.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Opinion

    Earned wage access should be free

    “This industry simply cannot continue to charge employees to access their pay,” writes a fintech founder. “We cannot expect employers to deduct these fees from paychecks through payroll.”

    By Jason Lee • Sept. 5, 2025
  • Chase Bank sign on Broadway New York
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Chase flags end of gov’t checks

    The JPMorgan bank says it’s striving to make branch customers aware of the federal government’s plan to stop sending paper checks next month. Some consumer advocates are still worried.

    By Sept. 4, 2025
  • credit cards debt delinquency consumers
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    Q2 credit card charge-offs fell

    Increased consumer incomes led to a drop in net charge-offs and delinquency rates for U.S. bank credit cards in the second quarter, a new report says.

    By Tatiana Walk-Morris • Sept. 4, 2025
  • government payments technology online billing
    Image attribution tooltip
    Michael M. Santiago via Getty Images
    Image attribution tooltip

    Local governments press online payments

    To avoid paper checks, cities and counties are pushing residents to use online card and ACH payments, according to industry executives.

    By Justin Bachman • Sept. 3, 2025