E.PN innovative virtual bank card payment solution for affiliate marketing and services 

Payment problems are the #1 cause of Facebook ad account blocking. Long card processing and confirmations, Risk Payment failures, rising cost of leads amidst stoppages of advertising activity, are the nightmares of any webmaster who enters demanding advertising platforms. A virtual card can become a reliable payment tool that covers all these pains, but where can you get a service that will provide high-trust cards, solve problems with issuers, and allow you to pay with crypto? We offer you a virtual payment card service, created specifically for the needs of media buyers and affiliates - there are virtual cards with exclusive BINs for Google and Facebook, and the functionality of working with team members, and also a referral program. Open access to the best payment solution in the affiliate market with E.PN service!

Introduction to E.PN payment service

E.PN is an international virtual card service created by affiliates for affiliates, media buyers and digital agencies, which is a full-featured payment solution for creating, purchasing and managing virtual payment cards on the basis of an independent platform. Virtual cards can be used to pay for the purchase of goods and services worldwide, as well as to pay for advertising services, which is especially important when working with web traffic. 

Positioning itself as an expert in the affiliate marketing industry, the E.PN team has launched a service that takes into account all the needs of webmasters. The virtual cards from E.PN are suitable for any affiliate marketing vertical and can be used for various purposes, from dropshipping to financing advertising campaigns. They integrate seamlessly with even the most complex traffic sources, such as Facebook, Google, and TikTok, and work excellently with any expenses, utilizing a comprehensive banking database. Since its launch in 2022, the payment solution E.PN has expanded into a full-fledged ecosystem, incorporating a grading system, unique BIN codes, and stable pricing packages. The E.PN team is not planning to stop at this achievement: new payment systems and banks are continuously being added to the platform, and users can soon expect the integration of Union Pay and new card vendors from the SEA region. Customer retention is also a priority: effective influencers are rewarded with merchandise and exclusive gifts in the form of premium electronics, and established clients and teams with high spending can expect personalized conditions—all designed to ensure that users spend their advertising budgets with maximum comfort. Additionally, merchandise can be won at specialized conferences where the brand is a frequent guest.

What opportunities E.PN can offer affiliates?

1. The most extensive database of banks: the brand has already connected more than 52 exclusive BINs, 36 issuing banks from 12+ countries, including USA, Latin America (Chile, Brazil), Thailand, Korea, Denmark, Congo, France, India, Barbados, UK. E.PN works all over the world, but the service still specialises in high-trust US BINs, which users use in conjunction with good proxies, quality anti-detect browser and US accounts.
2. Exclusive BINs: the system of BIN preparation before their delivery allows the service to provide a high level of card payments, E.PN base is constantly replenished with unique BINs, and the relevance of current ones is monitored on a regular basis. The service knows firsthand how painful storms on Facebook are for affiliates, that's why it has implemented new US BINs that allow to successfully bypass redjects and successfully pay during storms.
3. Stable work without declines is ensured by the presence of advanced anti-fraud and protection against first-bills. 
4. No Risk Payment: thanks to trust bins of well-known US banks, virtual cards are linked to Facebook Ads, Google Ads, TikTok Ads without any problems, reducing the risk of bans, which means that the affiliate saves on consumables. 
5. Fast top-up via USDT TRC-20/Bitcoin and the lowest fees: card issuance starts from $2, the fee is only 2.5%, and the user gets new privileges every time he upgrades from Standart to Black level. From the moment you top up your internal E.PN account until the funds are credited to your virtual card, you save more money than with any other service.
6. 24/7 service support to help at all stages of work with the payment solution: the team consists of experienced media-buyers and webmasters, so it will be able to resolve any practical enquiry with advice and support. An advanced Telegram bot takes care of the primary tasks, and a personal manager will answer the remaining questions within just 10 minutes after contacting the support team. 
7. The platform's functionality allows for effective management of the affiliate team's work through team accounts, which helps to optimise workflows and manage finances. An employee can be sent an invite to a team, view transaction history, manage payment cards within the team, be removed from the team or withdraw money from team cards available to teammates. Each team is also accompanied by a personal VIP manager to help with any problems that arise.
8. Three types of cards suitable for any purpose (exclusive, advertising and universal), from paying for goods or services online to running advertising activities on global advertising platforms. 
9. Apple Pay and Google Pay: Some cards can be easily added to your Apple Pay and Google Pay accounts and thus you can pay with it anywhere with just your phone NFC technology.

What types of cards E.PN can offer to media buyers:

There are 3 types of cards available in E.PN service: universal, advertising and exclusive. 

• Universal: Available in Visa and Mastercard options from US banks, universal cards are suitable for e-commerce, online purchases, payment for services and subscriptions, purchase of goods and services, and online payment transactions. A universal card can also be used, although not recommended in all cases, to pay for billed advertising campaigns.
• Advertising: ideal for affiliate marketers, advertising cards selected and pre-tested on Facebook Ads, Google Ads, TikTok, Taboola, X and other advertising platforms. Advertising Cards are cards with reliable high-trust BINs that link seamlessly to even the most demanding traffic sources. Burnt out BINs are constantly monitored and cleaned by the developers, regularly updating the choice of BINs and GEO for clients, so the choice of BINs of the service is probably the largest, if compared to the competitive product line. Card issuance is unlimited, instant, in infinite quantities.
• Exclusive: universal cards with 3D Secure - increased protection against declines. 3D Secure ensures the security of transactions by checking authenticity through a verification code, so such virtual cards are as secure as possible, and their trust is the highest. Suitable for any purpose.

Advantages of the E.PN payment solution

1. Three types of optimised virtual cards with seamless integration, selected for secure use on the hottest advertising platforms including Facebook, Google and TikTok. Card issuance is unlimited, as are spending and top-up amounts. A special feature of the service is its collaboration with US banks under a licence and cooperation agreement.
2. Low fees and affordable rates. Simply fund your E.PN account via cryptocurrency and maximise your spend on a suitable grading plan. 
3. No limits on spend and no limits on the number of virtual cards issued. You won't have to constantly check the set spending limit or stop the campaign due to running out of funds.
4. Full-featured functionality of complex analytics and detailed reports on all transactions and expenses made on the account with the function of uploading statistics for internal audits. The service platform allows you to effectively work with and manage team accounts, optimising workflows and distributing budgets and cards between team members. Advanced analytics in the personal cabinet ensures maximum transparency of all transactions, and cryptocurrency settlements guarantee smooth and prompt payments.
5. Guaranteed security of user data. Your financial information is completely confidential, transactions are anonymous and protected by two-factor authentication. However, for those who need to issue a virtual card without passport data, there is also an option to bypass KYC verification - support always steps forward and offers to verify identity with additional levels of verification in manual mode.
6. Integrate the service via API to track data on your own site. A personal API key can be obtained in your personal account on the platform, and the API code itself is open and available to every user 
7. Availability on any platform, including iOS and  Android apps, as well as its own Chrome plugin for quick notifications and current operational spread-control with token authorisation. You can manage your personal account directly from your phone via Telegram bot for card management, and to clarify any question about the service - with a special user information bot Info_bot. The functionality of the bots and applications is constantly being expanded, putting safety and comfort of working with the payment solution in the first place.

How to sign up on the E.PN platform and issue a virtual card

Let us show you what the functionality of the personal account looks like from the inside and at the same time check the speed of issuing the most common virtual card. Using the service is based on intuitive principles that even a novice can understand.

First, we go through the registration process on the platform: registration here is open, you don't even need to provide documents for it. Click the Sign Up button on the top panel of the official website and fill out the registration form in the window that opens. To create an account on E.PN, you will need to provide the service with your email details, confirm them through verification via email, and come up with a password to access your personal account. You can also sign up through Google's data, it will be even faster. Don't forget to agree to the platform's terms of use and pass the recaptcha. That's it, receive a welcome email from the service, confirm your registration via the link and welcome to your personal cabinet.

Immediately after registration you get to your personal cabinet on the dashboard tab. Pay attention, the account type right after registration will be Standart by default, but after verification via email and the first deposit from $1000 the grade will change. There is no overloaded user design, the functionality is designed in a strict minimalistic style. 

On the dashboard there is the standard display of the account status, the balance of linked cards and accounts, information about the current level of grading and notifications about declines. Yes, they happen here too - it happens when a user untimely unlinked a card from the advertising cabinet or filled in the data fields incorrectly, but the team makes every effort to reduce their number, connecting new partner banks for this purpose. And of course, if the fault for the decline lies on the side of the service, the funds for the debited transaction will be returned to the balance.

The ‘Accounts’ section works with a more detailed summary of the account balance status. By default you have access to the main account, but if necessary you can pull up subsidiary accounts, make custom transfers within the service, work with deposit cards and get more detailed information about declines for a selected period of time.

The ‘Cards’ tab offers both the full functionality of virtual card management - replenishment, blocking, issuance of new cards, balance tracking - and sorting data by the required filter. Here you can also set up the auto-replenishment function and order account statements in a convenient .csv or .xls format for internal reporting

The ‘Transaction History’ section closes the pain of any affiliate marketer, i.e. the anxiety about hidden debits. Here you can see the status of transactions for the required period, statistics on the movement of funds on personal cards or the main account, generate a statement or work on the same positions with the balances of team accounts. Account statements can be generated automatically or requested manually through the service's support.

The ‘Teams’ section provides access to the functionality of setting up and managing team accounts for more efficient cooperation and distribution of budget flows between linked cards. You can invite an employee to a team via an invite link, request a statement of funds flow at any time, or block his/her access in case of termination of cooperation.

With E.PN you can not only comfortably spend advertising budgets, but also earn money through a generous referral programme. The ‘Earn’ tab is dedicated to the description of a special referral programme, with the help of which the user can receive up to 70% of the income from the deposits of the attracted clients on his internal balance and independently set the commission for new users within the limits from 1 to 10%.

How to top up E.PN account

At the moment, you can only top up with BTC and USDT TRC-20 cryptocurrency. Go to the dashboard and to top up your account, click the ‘Top up’ button as shown in the screenshot. 

You can use not only this function, but also the direct ‘Top up’ function in the ‘Accounts’ section. A form will open for the transaction with automatically pulled up data, and you can pay either with your e-wallet number or via QR code. 

Please note that the minimum deposit in the service is $50. If you deposit less than $1000, your commission will be 1% of the deposit amount. If you decide to deposit $1000 or more, the service will not charge you a commission.  

The fee for top-up of the card from the balance of personal cabinet is from 2.5% to 5% of the top-up amount depending on the grade level in the internal accounting system. The cost of issuing or reissuing a virtual card is small and will range from $2 to $4, the exact amount is also determined by your grading level.

How to issue a virtual card in E.PN

After the first account top-up has been credited to the balance, you can issue your first virtual card. Go to the ‘Cards’ tab or again to the dashboard, the issue buttons are available in several sections at once, and click on the ‘Issue card’ button with a +-icon. The options here, of course, are rich: you can choose a payment system, card type, GEO, advertising platform and view detailed conditions for the purchase, top-up and maintenance of each card. 

After clicking on the ‘Buy’ option in a separate window, get acquainted with the terms and conditions and fees of the service and click on ‘Issue card’. The purchase is pulled up to your list of virtual payment cards within a few minutes.

Conclusion

E.PN, an international virtual card payment service, has proved itself by the level of quality and comfort, positioning itself as a solution by affiliates for affiliates. The payment service is perfect for those who actively use cryptocurrency payments, value the security and privacy of user data and free access to an unlimited number of cards and spends. Active fight against firstbills and constant monitoring of burned out BINs along with low commissions and affordable rate plans, uninterrupted operation of the solution and stable launch and maintenance on seamless integration of advertising campaigns - these are exactly the advantages that set EPN apart from a number of services of similar payment solutions and make users appreciate the convenience of functionality and reliability of cooperation with them. If you have long been looking for a secure service where issuing unlimited cards is done in two clicks, payment for transactions is fast via crypto, and the operational and accounting functionality is easy to use, pay attention to the E.PN payment service - perhaps you have finally found the right one!