FICO's latest consumer finance trend research has revealed that a growing number of U.S. consumers are making transfers and payments over the internet and via mobile apps, according to a company press release.

Some 19 percent of respondents currently use online payment services such as PayPal and Venmo, and an additional 24 percent indicated interest in using them in the next year. The respondents identified ease, speed and convenience as the primary reasons for using online payment systems.

FICO conducted an online survey of about 1,000 U.S. consumers over the age of 17 in October and November 2015. Data was weighted by age and region to reflect U.S. Census data.

"New advancements in technology have the potential to transform the payments landscape," said Mark Ryan from FICO. "Innovation and convenience are driving usage of alternative products and services like online and mobile payments. However, not all areas have seen strong adoption. Our research shows that marketplace lending is suffering from sluggish adoption because of either insufficient value to switch or a lack of trust in the financial services provider."