The Reserve Bank of India has announced it will be encouraging banks and other financial institutions to develop offline digital payments options for India. The goal of this initiative is to encourage underbanked rural communities to migrate from cash to card, according to a report by Finextra.

Due to a lack of internet connectivity in many rural areas, the banks will need to provide offline banking solutions. The RBI will provide an innovation hub to help other banks develop these cards, mobile wallets and other products and services, according to the report.