Chase Paymentech, a global merchant acquirer, payment processor and subsidiary of JPMorgan Chase & Co., today announced the launch of "Chase Checkout," solutions to help merchants seamlessly accept payments from in-store, online or mobile transactions. The solutions include the Chase Mobile Checkout app, which lets merchants securely accept card payments from iOS- and Android-enabled smartphones with the new app and an encrypted card reader, according to a news release.

"We are always looking for ways to help merchants grow their businesses, and Chase Checkout does just this by enabling clients to accept payments however they operate," Dan Charron, president of Chase Paymentech, said in the release. "Chase Checkout is a 'one-stop shop' for small-business owners: one agreement, one system, one statement and one trusted merchant services' relationship to manage."

Chase Checkout includes integrated reporting, 24/7 live U.S.-based customer support and a commitment to security, the company said, when merchants accept payments via:

• Mobile Checkout: Merchants who accept mobile payments with Chase Paymentech can process credit and signature debit card payments and gift card transactions in any location within the U.S. Merchants have transaction level access to monitor and process voids and returns from their smartphones, and they can view sales and transaction summaries from the Mobile Checkout app after the payments have been processed. Additionally, they can create a catalog of item descriptions and images, and email or text digital receipts. The use of signature capture and the location of the point of sale on the digital receipt is meant to minimize fraud and chargebacks. Finally, merchants' customer data is protected in transit with point-to-point encryption.
• Retail Checkout: In retail settings, Chase Paymentech's Future Proof Terminal helps merchants accept both traditional and emerging forms of payment such as EMV (Europay, Mastercard and Visa) chip-enabled cards, NFC-enabled (near field communications) mobile wallets and other contactless payments. Also, through iTerminal, businesses and professional service firms such as accounting, law and medical, can use their existing computers to accept payments, helping them save on traditional start-up equipment costs.
• Online Checkout: Chase Paymentech offers e-commerce merchants, and merchants who accept telephone orders, a suite of PCI-compliant and easy-to-use web-based payment processing options accessible with a merchant's existing computer. These options require no additional hardware and integrate seamlessly with merchants' shopping cart functionality, catalog creation and inventory management.

Chase Mobile Checkout is aimed at merchants who want to accept mobile payments to enhance the customer experience with services like line-busting or those that wish to accept payments in the field, such as landscaping, maintenance or transportation professionals. Chase Mobile Checkout is also suitable, the company said, for small businesses that want to accept debit and credit cards but have found it too difficult or too costly in the past.

"The ability to serve my customers from anywhere helps deepen my relationship with them," said Irina Zhuravsky, owner of Irina's Alterations in Dallas, in the announcement. "It's comforting to know that I'm receiving the support and security I need from Chase to conduct transactions while on the road."

Chase Mobile Checkout's compact card reader fits securely in the audio port of Apple and Android-enabled smartphones and features and includes a rechargeable lithium ion battery to prevent draining the smartphone's power supply. The integrated battery also increases the likelihood of positive card reads on the first swipe, the company said, and since hardware encryption is performed in the device, personal information is not stored within the smartphone.

"Chase Mobile Checkout is not just smaller than carrying around a cash register, it's built for jobs like mine," said Jamie Rourke, co-owner of RO Style Salon in Tampa, Fla. "When I am not in the salon, I travel all over the nation as a freelance artist. It is so convenient and important for my business to take a payment anywhere, 24/7, and it makes being a business owner that much easier."

Learn more about mobile point of sale.