The Latest

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    Courtesy of Uber
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    Mastercard aims to cancel manual card entry by 2030

    The card network has documented a spike in online fraud, and contends that numberless cards will reduce such wrongdoing.

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    Shutterstock/raker

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    Sponsored by Wind River

    The real question behind embedded vs. integrated payments: Creating seamless transactions

    Interested in learning more about embedded payments and how you can leverage them for your business?

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    Dan Kitwood/Getty Images News via Getty Images
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    Opinion

    Payments players should embrace digital currencies

    “Emerging currencies, digital assets, and even next-generation fiat options could be integrated thoughtfully, allowing companies to access new markets,” writes one industry chief revenue officer.

  • Sen. Durbin grimaces at committee meeting.
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    Anna Moneymaker via Getty Images
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    Column

    Durbin gives credit card bill another Senate push

    Senate Democrat Dick Durbin is intent on pursuing the Credit Card Competition Act, and perhaps preserving his political future.

  • Shift4 CEO Jared Isaacman
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    Courtesy of Shift4. Shift4 CEO Jared Isaacman
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    Shift4 CEO bets on crypto and Trump

    The payment processor’s CEO, Jared Isaacman, plans to plunge ahead with a recent crypto initiative, wagering that President-elect Trump will give a boost to the effort.

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    John Phillips via Getty Images
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    Klarna files for IPO

    The buy now, pay later company announced Tuesday it had filed confidentially with the Securities and Exchange Commission for an initial public offering.

  • Federal Reserve Governor Christopher Waller sits on a chair on stage.
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    Lynne Marek/Payments Dive
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    Private sector merits ‘significant’ payments footprint, Waller says

    The Federal Reserve must consider when to make up for private sector shortcomings in payments, while keeping its role limited, board member Christopher Waller said Tuesday.

  • Jared Isaacman standing in a corporate office.
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    Courtesy of Shift4
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    Will Shift4 scoop up Lightspeed?

    The acquisitive payments company could be a good fit with the Canadian point-of-sale technology provider, analysts said Monday.

  • Person uses credit card to buy online
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    Nastasic via Getty Images
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    Young people fall prey to payments fraudsters

    Debit and credit card users under 40 years old are more likely than older peers to experience fraud in making payments, a recent J.D. Power survey found.

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    Techa Tungateja via Getty Images
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    Visa pinpoints rising fraud threats

    In a new report, the card network detailed cyber schemes and scams that have led it to invest $11 billion over the past five years in improving its systems.

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    Warchi via Getty Images
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    Q&A

    Open banking to move toward FDX standard

    Industry collaboration on open banking is likely to move forward, with or without the CFPB’s recent final 1033 rule, one Jack Henry executive said.

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    Joe Raedle via Getty Images
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    Afterpay to arrive on 24M Cash App cards

    The digital payment company’s leader, Jack Dorsey, aims to create lending services that will appeal to millions of U.S. adults who haven’t had access to other forms of credit.

  • Person stands outside building in front of ATM with things in his hands and plastic bag at his feet, with two people walking by behind.
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    Niccolo Guasti via Getty Images
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    Remitly, Payoneer cross-border payments climb

    Payments volume soared for the money transfer fintechs during the third quarter. Meanwhile, revenue at legacy rival Western Union slipped.

  • Donald Trump stands against a backdrop of supporters.
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    Chip Somodevilla via Getty Images
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    How Trump’s administration may rework payments policies

    The president-elect and his new administration will have the opportunity to revamp federal government approaches for everything from earned wage access to digital currencies to open banking.

  • Paze's logo is displayed on a smart phone.
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    Photo illustration: Shaun Lucas/Industry Dive; Getty Images; Paze

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    Paze gets new leader amid slow start

    Early Warning Services, the bank-owned company that operates Paze, tapped a new leader last month for the digital wallet operation after slow progress in launching the new service. 

  • Booth and sign for Federal Reserve payments services at Nacha conference in May 2024.
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    Lynne Marek/Payments Dive
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    Fed aims to make instant payments the norm

    “It's going to be up to us to move instant payments from being novel to being normal,” Federal Reserve Financial Services’ chief payments executive told attendees at a major industry conference last week.

  • Sign on doorway for the Federal Trade Commission in Washington, D.C.
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    LD via Getty Images
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    FTC sues fintech Dave over marketing, fees

    The Federal Trade Commission filed a complaint Tuesday alleging the fintech rarely disbursed the advertised loan amount and charged consumers a “tip” without giving them the ability to opt out of it.

  • Cross River Bank
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    Permission granted by Cross River Bank
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    Cross River drops lawsuit against Fiserv unit

    The Fort Lee, New Jersey-based lender dismissed a lawsuit that it had filed against First Data Merchant Services last year. 

  • The exterior of the Fiserv Forum.
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    Daniel Boczarski via Getty Images
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    Q&A

    Fiserv exec opens up on Walmart, DoorDash partnerships

    Sunil Sachdev, Fiserv’s head of embedded finance, shed light on his company’s latest high-profile collaborations.

  • Mastercard point of sale, retail
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    Courtesy of Mastercard
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    Mastercard gains edge in ancillary services

    The card network is besting its larger rival Visa in the sale of cybersecurity and data services, at least according to one set of analysts who reviewed their recent results.

  • DOJ, Visa, antitrust lawsuit
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    hapabapa via Getty Images
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    Opinion

    DOJ’s Visa suit is unfounded

    The government acknowledges payment volumes are rising, in part because of fintech growth. This competition wouldn’t be happening if a single entity, like Visa, controlled the ecosystem.

  • A graphic showing a photo of a mobile phone showing an open app. Text in the app says "Flexa" and "pay Sheetz $15.57" above a scannable code. Illustrations of a dollar bill and lightning bolt .
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    Permission granted by Flexa
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    Sheetz accepting crypto at all locations

    After a limited trial run, customers can now use several popular digital currencies to buy items at all of the East Coast retailer’s 750-plus locations.

  • DOJ voluntary self-disclosure pilot program
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    Bo Shen via Getty Images
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    DOJ’s Visa lawsuit could affect Capital One-Discover review

    If the Justice Department were to block the Capital One-Discover deal while also going after Visa, “they’d be intellectually inconsistent,” a George Mason University law professor said.

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    unsplashed.com/Simon Kadula

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    Fiserv, Capital One, others invest $150M in Melio

    Some of the corporate investors are also partnering with the accounts payable and receivable company they’re backing.

  • A close up view of a stack of visa bank cards.
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    Justin Sullivan via Getty Images
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    Stablecoins face obstacles to widespread adoption

    The digital currencies could simplify cross-border payments, but consumers are wary of using them, payments and fintech executives say.

  • A photo of a phone showing a Paytronix app.
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    Courtesy of Paytronix
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    Paytronix acquired by Access Group

    The deal will expand the offerings available through Paytronix’s platform and help accelerate its growth, executives said.